/* =========================================================================
   GoodMoney Pay — Homepage stylesheet
   1.  Design tokens
   2.  Base & resets
   3.  Utilities
   4.  Buttons & shared components
   5.  Header / navigation
   6.  Hero
   7.  Loan types
   8.  Quick loan approval
   9.  Benefits
   10. How it works
   11. Trusted by thousands
   12. Footer
   13. About page
   14. Scroll reveal
   15. Responsive
   ========================================================================= */


/* ============================ 1. DESIGN TOKENS ========================== */

:root {
    /* Brand palette */
    --primary-blue: #1457C8;
    --primary-blue-dark: #0F47A6;
    --deep-blue: #0B2F67;
    --footer-navy: #061B49;
    --brand-green: #16A34A;
    --brand-green-dark: #12833C;
    --light-green: #EAF8EF;
    --light-blue: #F3F8FF;
    --dark-text: #102A43;
    --body-text: #526477;
    --white: #FFFFFF;

    /* Support tones */
    --border: #E4ECF7;
    --border-soft: #EEF3FA;
    --surface: #FFFFFF;
    --surface-alt: #F7FAFF;

    /* Typography */
    --font-sans: "Plus Jakarta Sans", "Segoe UI", system-ui, -apple-system, Roboto, Arial, sans-serif;

    /* Radii */
    --r-sm: 10px;
    --r-md: 16px;
    --r-lg: 22px;
    --r-xl: 30px;
    --r-pill: 999px;

    /* Elevation */
    --shadow-xs: 0 2px 8px rgba(16, 42, 67, .05);
    --shadow-sm: 0 6px 20px rgba(16, 42, 67, .06);
    --shadow-md: 0 14px 38px rgba(16, 42, 67, .09);
    --shadow-lg: 0 26px 60px rgba(11, 47, 103, .14);
    --shadow-blue: 0 12px 28px rgba(20, 87, 200, .28);

    /* Layout — wider canvas, minimal side gaps like the reference */
    --container: 1440px;
    --gutter: clamp(12px, 1.2vw, 22px);
    --section-space: clamp(36px, 4.2vw, 56px);
    --panel-space: clamp(32px, 3.2vw, 48px);
    --header-h: 78px;

    /* Motion */
    --ease: cubic-bezier(.4, .14, .3, 1);
}


/* ============================ 2. BASE & RESETS ========================== */

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    -webkit-text-size-adjust: 100%;
    scroll-behavior: smooth;
    overflow-x: clip;
    max-width: 100%;
}

body {
    margin: 0;
    font-family: var(--font-sans);
    font-size: 16px;
    line-height: 1.65;
    color: var(--body-text);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
    overflow-x: clip;
    max-width: 100%;
}

body.is-locked {
    overflow: hidden;
}

h1,
h2,
h3,
h4 {
    margin: 0;
    color: var(--dark-text);
    line-height: 1.18;
    letter-spacing: -.02em;
    font-weight: 700;
}

p {
    margin: 0;
}

ul,
ol,
dl {
    margin: 0;
    padding: 0;
    list-style: none;
}

dd {
    margin: 0;
}

a {
    color: inherit;
    text-decoration: none;
}

img,
svg {
    display: block;
    max-width: 100%;
}

button {
    font: inherit;
    color: inherit;
    border: 0;
    background: none;
    cursor: pointer;
}

:focus-visible {
    outline: 3px solid rgba(20, 87, 200, .45);
    outline-offset: 3px;
    border-radius: 6px;
}

.skip-link {
    position: absolute;
    left: 16px;
    top: -60px;
    z-index: 1200;
    padding: 10px 18px;
    border-radius: var(--r-sm);
    background: var(--primary-blue);
    color: var(--white);
    font-weight: 600;
    transition: top .2s var(--ease);
}

.skip-link:focus {
    top: 14px;
}


/* =============================== 3. UTILITIES =========================== */

.container {
    width: 100%;
    max-width: var(--container);
    margin-inline: auto;
    padding-inline: var(--gutter);
}

#main {
    overflow-x: clip;
    max-width: 100%;
}

.section {
    position: relative;
    padding-block: var(--section-space);
    scroll-margin-top: calc(var(--header-h) + 16px);
}

.hero + .section {
    padding-top: clamp(16px, 2.2vw, 32px);
}

.section--soft {
    padding-block: var(--section-space);
    background:
        radial-gradient(700px 320px at 10% 20%, rgba(20, 87, 200, .05), transparent 60%),
        radial-gradient(700px 320px at 90% 80%, rgba(22, 163, 74, .05), transparent 60%),
        linear-gradient(180deg, var(--white) 0%, var(--surface-alt) 55%, var(--white) 100%);
}

.text-blue {
    color: var(--primary-blue);
}

.text-green {
    color: var(--brand-green);
}

/* Rounded tinted panel used by the loan + approval sections */
.panel {
    --panel-py: var(--panel-space);
    --panel-px: var(--panel-space);
    position: relative;
    overflow: hidden;
    border-radius: var(--r-xl);
    background:
        radial-gradient(600px 280px at 0% 0%, rgba(20, 87, 200, .08), transparent 60%),
        radial-gradient(520px 260px at 100% 100%, rgba(22, 163, 74, .08), transparent 55%),
        linear-gradient(160deg, #F5F9FF 0%, #EFF6FF 55%, #F2FBF5 100%);
    border: 1px solid var(--border-soft);
    box-shadow: var(--shadow-sm);
    padding: var(--panel-py) var(--panel-px);
}

.panel::before {
    content: "";
    position: absolute;
    inset: 0;
    border-radius: inherit;
    pointer-events: none;
    background-image: radial-gradient(rgba(20, 87, 200, .12) 1px, transparent 1px);
    background-size: 22px 22px;
    opacity: .35;
    mask-image: linear-gradient(180deg, #000 0%, transparent 70%);
}

.section-head {
    max-width: 720px;
    margin: 0 auto var(--panel-space);
    text-align: center;
}

.section-title {
    font-size: clamp(1.6rem, 1.15rem + 1.7vw, 2.3rem);
    font-weight: 700;
    text-wrap: balance;
}

.section-title--left {
    text-align: left;
}

.section-sub {
    margin-top: 12px;
    font-size: 1rem;
    color: var(--body-text);
}

.section-sub--left {
    text-align: left;
    max-width: 460px;
}

.title-rule {
    display: block;
    width: 56px;
    height: 3px;
    margin: 14px auto 0;
    border-radius: var(--r-pill);
    background: linear-gradient(90deg, var(--primary-blue), var(--brand-green));
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 12px;
    padding: 6px 14px;
    border-radius: var(--r-pill);
    background: linear-gradient(135deg, rgba(20, 87, 200, .1), rgba(22, 163, 74, .1));
    color: var(--primary-blue);
    font-size: .78rem;
    font-weight: 700;
    letter-spacing: .04em;
    text-transform: uppercase;
}

.eyebrow--center {
    display: inline-flex;
    margin-bottom: 14px;
}

.section-head .eyebrow--center {
    margin-inline: auto;
}


/* ==================== 4. BUTTONS & SHARED COMPONENTS ==================== */

.btn {
    --btn-y: 14px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: var(--btn-y) 28px;
    border-radius: var(--r-sm);
    font-size: .95rem;
    font-weight: 600;
    letter-spacing: .01em;
    white-space: nowrap;
    cursor: pointer;
    transition: transform .25s var(--ease), box-shadow .25s var(--ease),
        background-color .25s var(--ease), color .25s var(--ease);
}

.btn-primary {
    background: linear-gradient(135deg, var(--primary-blue) 0%, #1A6FD4 52%, var(--brand-green) 100%);
    color: var(--white);
    box-shadow: var(--shadow-blue);
}

.btn-primary:hover {
    background: linear-gradient(135deg, var(--primary-blue-dark) 0%, #1558B8 52%, var(--brand-green-dark) 100%);
    transform: translateY(-2px);
    box-shadow: 0 16px 34px rgba(20, 87, 200, .34);
}

.btn-outline {
    background: var(--white);
    color: var(--primary-blue);
    box-shadow: inset 0 0 0 1.5px #C9DCF8, var(--shadow-xs);
}

.btn-outline:hover {
    color: var(--primary-blue-dark);
    transform: translateY(-2px);
    box-shadow: inset 0 0 0 1.5px var(--primary-blue), var(--shadow-sm);
}

.btn-sm {
    --btn-y: 11px;
    padding-inline: 18px;
    font-size: .86rem;
}

.btn:active {
    transform: translateY(0);
}

/* Small trust badge */
.badge {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    padding: 7px 16px 7px 12px;
    border-radius: var(--r-pill);
    background: var(--light-green);
    color: var(--brand-green-dark);
    font-size: .82rem;
    font-weight: 600;
}

.badge-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--brand-green);
    box-shadow: 0 0 0 4px rgba(22, 163, 74, .16);
}

/* "Know More →" style link */
.link-arrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--primary-blue);
    font-size: .92rem;
    font-weight: 600;
}

.link-arrow svg {
    width: 17px;
    height: 17px;
    transition: transform .25s var(--ease);
}

.link-arrow:hover svg {
    transform: translateX(5px);
}


/* ========================= 5. HEADER / NAVIGATION ======================= */

.site-header {
    position: sticky;
    top: 0;
    z-index: 900;
    background: rgba(255, 255, 255, .86);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border-bottom: 1px solid var(--border-soft);
    transition: box-shadow .3s var(--ease), background-color .3s var(--ease);
}

.site-header.is-stuck {
    box-shadow: 0 6px 24px rgba(16, 42, 67, .08);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    min-height: var(--header-h);
}

.header-inner .brand {
    position: relative;
    z-index: 890;
}

.brand img {
    width: auto;
    height: 60px;
    object-fit: contain;
}

.main-nav {
    display: flex;
    align-items: center;
}

.nav-list {
    display: flex;
    align-items: center;
    gap: 0;
}

.nav-link {
    position: relative;
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 10px 11px;
    border-radius: var(--r-sm);
    font-size: .86rem;
    font-weight: 500;
    color: var(--dark-text);
    white-space: nowrap;
    transition: color .2s var(--ease);
}

.nav-link::after {
    content: "";
    position: absolute;
    left: 14px;
    right: 14px;
    bottom: 2px;
    height: 2.5px;
    border-radius: var(--r-pill);
    background: var(--primary-blue);
    transform: scaleX(0);
    transform-origin: center;
    transition: transform .28s var(--ease);
}

.nav-link:hover,
.nav-link.is-active {
    color: var(--primary-blue);
}

.nav-link.is-active::after {
    transform: scaleX(1);
}

.caret {
    width: 14px;
    height: 14px;
    transition: transform .25s var(--ease);
}

/* Loans dropdown */
.nav-item-dropdown {
    position: relative;
}

.nav-dropdown {
    position: absolute;
    top: calc(100% + 10px);
    left: 0;
    min-width: 228px;
    padding: 8px;
    border-radius: var(--r-md);
    background: var(--white);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-md);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: opacity .22s var(--ease), transform .22s var(--ease), visibility .22s;
}

.nav-dropdown a {
    display: block;
    padding: 9px 14px;
    border-radius: var(--r-sm);
    font-size: .9rem;
    font-weight: 500;
    color: var(--dark-text);
    transition: background-color .2s var(--ease), color .2s var(--ease);
}

.nav-dropdown a:hover {
    background: var(--light-blue);
    color: var(--primary-blue);
}

.nav-item-dropdown:hover .nav-dropdown,
.nav-item-dropdown:focus-within .nav-dropdown,
.nav-item-dropdown.is-open .nav-dropdown {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.nav-item-dropdown:hover .caret,
.nav-item-dropdown.is-open .caret {
    transform: rotate(180deg);
}

.nav-item-dropdown--end .nav-dropdown {
    left: auto;
    right: 0;
}

/* Sits above the mobile drawer (a sibling inside the header) so the
   hamburger stays reachable as a close button while the menu is open. */
.header-actions {
    position: relative;
    z-index: 890;
    display: flex;
    align-items: center;
    gap: 12px;
}

.nav-cta-mobile {
    display: none;
}

.nav-brand {
    display: none;
}

/* Hamburger */
.nav-toggle {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    width: 44px;
    height: 44px;
    padding: 10px;
    border-radius: var(--r-sm);
    border: 1px solid var(--border);
}

.nav-toggle-bar {
    display: block;
    height: 2.5px;
    width: 100%;
    border-radius: var(--r-pill);
    background: var(--deep-blue);
    transition: transform .3s var(--ease), opacity .2s var(--ease);
}

.nav-toggle.is-open .nav-toggle-bar:nth-child(1) {
    transform: translateY(7.5px) rotate(45deg);
}

.nav-toggle.is-open .nav-toggle-bar:nth-child(2) {
    opacity: 0;
}

.nav-toggle.is-open .nav-toggle-bar:nth-child(3) {
    transform: translateY(-7.5px) rotate(-45deg);
}

.nav-backdrop {
    position: fixed;
    inset: 0;
    z-index: 850;
    background: rgba(11, 47, 103, .42);
    opacity: 0;
    transition: opacity .3s var(--ease);
}

.nav-backdrop.is-visible {
    opacity: 1;
}


/* ================================ 6. HERO =============================== */

.hero {
    position: relative;
    overflow-x: clip;
    overflow-y: visible;
    padding-top: var(--section-space);
    padding-bottom: 0;
    background:
        radial-gradient(900px 520px at 88% 8%, rgba(20, 87, 200, .1), transparent 62%),
        radial-gradient(680px 480px at 4% 88%, rgba(22, 163, 74, .09), transparent 60%),
        linear-gradient(180deg, #F8FBFF 0%, var(--white) 42%, var(--white) 100%);
    scroll-margin-top: var(--header-h);
}

.hero::before {
    content: "";
    position: absolute;
    inset: 0;
    pointer-events: none;
    background:
        linear-gradient(115deg, transparent 40%, rgba(20, 87, 200, .03) 70%, transparent 100%);
}

.hero-bg-dots {
    position: absolute;
    top: 46px;
    left: 2%;
    width: 110px;
    height: 92px;
    color: rgba(20, 87, 200, .22);
    background-image: radial-gradient(currentColor 1.6px, transparent 1.7px);
    background-size: 15px 15px;
    pointer-events: none;
}

.hero-inner {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    align-items: center;
    gap: clamp(20px, 3vw, 40px);
}

.hero-copy {
    max-width: none;
    align-self: center;
    padding-block: clamp(8px, 1.5vw, 16px);
}

.hero-title {
    margin-top: 20px;
    font-size: clamp(2.1rem, 1.2rem + 3.6vw, 3.5rem);
    font-weight: 800;
    letter-spacing: -.035em;
    line-height: 1.1;
    color: var(--deep-blue);
}

.hero-text {
    margin-top: 18px;
    max-width: 520px;
    font-size: 1.02rem;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    margin-top: 30px;
}

.hero-perks {
    display: flex;
    flex-wrap: wrap;
    gap: 12px 26px;
    margin-top: 34px;
}

.perk {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: .84rem;
    font-weight: 500;
    color: var(--dark-text);
}

.perk-icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 34px;
    height: 34px;
    border-radius: 50%;
}

.perk-icon svg {
    width: 17px;
    height: 17px;
}

.perk-icon--green {
    background: var(--light-green);
    color: var(--brand-green);
}

.perk-icon--blue {
    background: var(--light-blue);
    color: var(--primary-blue);
}

/* --- Hero visual: CSS shapes + transparent model + floating cards --- */
.hero-visual {
    position: relative;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    align-items: center;
    align-self: end;
    width: 100%;
    min-height: clamp(430px, 44vw, 560px);
    overflow: visible;
}

.hero-blob {
    position: absolute;
    left: 50%;
    top: 42%;
    width: min(94%, 450px);
    aspect-ratio: 1;
    translate: -50% -50%;
    border-radius: 50%;
    background:
        radial-gradient(circle at 32% 26%, rgba(255, 255, 255, .98), transparent 55%),
        conic-gradient(from 210deg, #DCEBFF, #C9E1FF, #BFE6D3, #D7F0E4, #DCEBFF);
    box-shadow:
        inset 0 0 60px rgba(255, 255, 255, .55),
        0 30px 60px rgba(20, 87, 200, .12);
    animation: blobPulse 8s ease-in-out infinite;
}

@keyframes blobPulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.03); }
}

.hero-ring {
    position: absolute;
    left: 50%;
    top: 42%;
    width: min(100%, 480px);
    aspect-ratio: 1;
    translate: -50% -50%;
    border-radius: 50%;
    border: 1.5px dashed rgba(20, 87, 200, .16);
}

.hero-dots {
    position: absolute;
    top: 4%;
    right: 0;
    width: 92px;
    height: 78px;
    color: rgba(20, 87, 200, .3);
    background-image: radial-gradient(currentColor 1.6px, transparent 1.7px);
    background-size: 14px 14px;
}

.hero-dot-teal {
    position: absolute;
    right: 2%;
    bottom: 8%;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: linear-gradient(140deg, #2AA9A0, #16A34A);
    opacity: .85;
}

.hero-dot-green {
    position: absolute;
    left: 4%;
    top: 42%;
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: var(--brand-green);
    opacity: .5;
}

.hero-model-wrap {
    position: relative;
    z-index: 2;
    flex: none;
    width: min(92%, 450px);
    margin-top: auto;
    pointer-events: none;
    line-height: 0;
}

.hero-model {
    display: block;
    width: 100%;
    max-width: none;
    height: auto;
    object-fit: contain;
    object-position: bottom center;
    filter: drop-shadow(0 22px 34px rgba(11, 47, 103, .18));
}

.float-card {
    position: absolute;
    z-index: 2;
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 12px 16px;
    border-radius: 16px;
    background: rgba(255, 255, 255, .88);
    border: 1px solid rgba(255, 255, 255, .9);
    box-shadow: 0 16px 40px rgba(11, 47, 103, .14);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    animation: floaty 5s ease-in-out infinite;
}

.float-label {
    font-size: .76rem;
    font-weight: 600;
    color: var(--dark-text);
    white-space: nowrap;
}

.float-icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 28px;
    height: 28px;
    border-radius: 9px;
}

.float-icon svg {
    width: 15px;
    height: 15px;
}

.float-icon--blue {
    background: var(--light-blue);
    color: var(--primary-blue);
}

.float-icon--green {
    background: var(--light-green);
    color: var(--brand-green);
}

.float-card--top {
    top: 8%;
    right: 10%;
    left: auto;
    transform: none;
    flex-direction: column;
    gap: 6px;
    padding: 12px 16px;
    text-align: center;
}

.float-card--left {
    left: 0;
    top: 46%;
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
    animation-delay: -1.7s;
}

.float-card--right {
    right: 0;
    top: 52%;
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
    animation-delay: -3.4s;
}

@keyframes floaty {

    0%,
    100% {
        translate: 0 0;
    }

    50% {
        translate: 0 -9px;
    }
}


/* ============================ 7. LOAN TYPES ============================= */

.loan-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: clamp(18px, 2.4vw, 28px);
}

.loan-card {
    position: relative;
    overflow: hidden;
    padding: clamp(26px, 2.8vw, 38px);
    border-radius: var(--r-lg);
    background: rgba(255, 255, 255, .94);
    border: 1px solid rgba(20, 87, 200, .08);
    box-shadow: var(--shadow-sm);
    transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
}

.loan-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary-blue), #3B82F6);
    opacity: 0;
    transition: opacity .3s var(--ease);
}

.loan-card--business::before {
    background: linear-gradient(90deg, var(--brand-green), #34D399);
}

.loan-card::after {
    content: "";
    position: absolute;
    right: -40px;
    bottom: -40px;
    width: 140px;
    height: 140px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(20, 87, 200, .08), transparent 70%);
    pointer-events: none;
}

.loan-card--business::after {
    background: radial-gradient(circle, rgba(22, 163, 74, .1), transparent 70%);
}

.loan-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-md);
    border-color: rgba(20, 87, 200, .18);
}

.loan-card:hover::before {
    opacity: 1;
}

.loan-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
}

.loan-tag {
    display: inline-flex;
    align-items: center;
    padding: 6px 12px;
    border-radius: var(--r-pill);
    background: var(--light-blue);
    color: var(--primary-blue);
    font-size: .72rem;
    font-weight: 700;
    letter-spacing: .02em;
    white-space: nowrap;
}

.loan-tag--green {
    background: var(--light-green);
    color: var(--brand-green-dark);
}

.loan-icon {
    display: grid;
    place-items: center;
    width: 56px;
    height: 56px;
    border-radius: 18px;
    color: var(--white);
}

.loan-icon svg {
    width: 26px;
    height: 26px;
}

.loan-icon--blue {
    background: linear-gradient(140deg, #2C6FE0, var(--primary-blue));
    box-shadow: 0 12px 24px rgba(20, 87, 200, .28);
}

.loan-icon--green {
    background: linear-gradient(140deg, #23BC5D, var(--brand-green));
    box-shadow: 0 12px 24px rgba(22, 163, 74, .28);
}

.loan-name {
    margin-top: 22px;
    font-size: 1.35rem;
}

.loan-desc {
    margin-top: 12px;
    margin-bottom: 18px;
    font-size: .95rem;
    max-width: none;
}

.loan-features {
    display: grid;
    gap: 8px;
    margin-bottom: 22px;
    padding: 14px 16px;
    border-radius: var(--r-md);
    background: linear-gradient(180deg, #F8FBFF, #F3F9F5);
    border: 1px solid var(--border-soft);
}

.loan-features li {
    position: relative;
    padding-left: 22px;
    font-size: .86rem;
    font-weight: 500;
    color: var(--dark-text);
}

.loan-features li::before {
    content: "";
    position: absolute;
    left: 0;
    top: .45em;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(20, 87, 200, .15);
}

.loan-card--business .loan-features li::before {
    background: var(--brand-green);
    box-shadow: 0 0 0 3px rgba(22, 163, 74, .15);
}


/* ======================= 8. QUICK LOAN APPROVAL ========================= */

.panel.approval {
    overflow: hidden;
}

.approval {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: end;
    gap: clamp(20px, 3vw, 40px);
    background: linear-gradient(135deg, #EFF6FF 0%, #F4F9FF 48%, #ECF9F1 100%);
}

.approval-copy {
    position: relative;
    z-index: 2;
    align-self: center;
    padding-bottom: 10px;
}

.approval-metric {
    display: inline-flex;
    flex-direction: column;
    gap: 2px;
    margin-top: 24px;
    padding: 14px 20px;
    border-radius: var(--r-md);
    background: linear-gradient(135deg, var(--primary-blue), #1E6FE0);
    color: var(--white);
    box-shadow: 0 14px 28px rgba(20, 87, 200, .28);
}

.approval-metric strong {
    font-size: 1.15rem;
    font-weight: 800;
    letter-spacing: -.02em;
}

.approval-metric span {
    font-size: .78rem;
    opacity: .88;
}

.approval-shape {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
}

.approval-shape--a {
    width: 240px;
    height: 240px;
    right: -60px;
    top: -80px;
    background: radial-gradient(circle at 30% 30%, rgba(20, 87, 200, .14), rgba(20, 87, 200, 0) 70%);
}

.approval-shape--b {
    width: 150px;
    height: 150px;
    left: -50px;
    bottom: -55px;
    background: radial-gradient(circle at 40% 40%, rgba(22, 163, 74, .16), rgba(22, 163, 74, 0) 70%);
}

.approval-shape--c {
    width: 150px;
    height: 150px;
    right: 11%;
    top: 12%;
    border-radius: 50%;
    border: 1.5px dashed rgba(20, 87, 200, .18);
}

.pill-list {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 26px;
}

.pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 18px;
    border-radius: var(--r-pill);
    background: rgba(255, 255, 255, .92);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-xs);
    font-size: .85rem;
    font-weight: 600;
    color: var(--dark-text);
    transition: transform .25s var(--ease), box-shadow .25s var(--ease);
}

.pill:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-sm);
}

.pill svg {
    width: 16px;
    height: 16px;
    color: var(--primary-blue);
}

.pill:nth-child(2) svg {
    color: var(--brand-green);
}

.approval-visual {
    position: relative;
    z-index: 1;
    align-self: end;
    display: grid;
    justify-items: center;
}

.approval-glow {
    position: absolute;
    bottom: 6%;
    left: 50%;
    translate: -50% 0;
    width: min(100%, 400px);
    aspect-ratio: 1;
    border-radius: 50%;
    background: radial-gradient(circle at 50% 50%, rgba(255, 255, 255, .95), rgba(211, 231, 255, .75) 56%, rgba(211, 231, 255, 0) 72%);
}

/* Landscape PNG with wide transparent margins — show the full figure,
   including extended hands, without side cropping. */
.approval-media {
    position: relative;
    width: 100%;
    max-width: min(100%, 520px);
    overflow: visible;
    line-height: 0;
}

.approval-model {
    display: block;
    width: 100%;
    max-width: none;
    height: auto;
    object-fit: contain;
    object-position: bottom center;
    filter: drop-shadow(0 18px 30px rgba(11, 47, 103, .14));
}


/* ============================= 9. BENEFITS ============================== */

#why-us {
    position: relative;
    z-index: 1;
    isolation: isolate;
    background: var(--white);
}

.benefit-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: clamp(16px, 2vw, 24px);
}

.benefit {
    position: relative;
    overflow: hidden;
    padding: 24px 20px;
    border-radius: var(--r-lg);
    background: var(--white);
    border: 1px solid var(--border-soft);
    box-shadow: var(--shadow-xs);
    transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
}

.benefit::after {
    content: "";
    position: absolute;
    inset: auto -20% -40% auto;
    width: 120px;
    height: 120px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(20, 87, 200, .06), transparent 70%);
    pointer-events: none;
}

.benefit:nth-child(odd)::after {
    background: radial-gradient(circle, rgba(22, 163, 74, .08), transparent 70%);
}

.benefit:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-md);
    border-color: rgba(20, 87, 200, .16);
}

.benefit-icon {
    display: grid;
    place-items: center;
    width: 52px;
    height: 52px;
    border-radius: 16px;
    transition: transform .3s var(--ease);
}

.benefit:hover .benefit-icon {
    transform: scale(1.08) rotate(-4deg);
}

.benefit-icon svg {
    width: 22px;
    height: 22px;
}

.benefit-icon--green {
    background: linear-gradient(145deg, #EAF8EF, #D8F3E2);
    color: var(--brand-green);
    box-shadow: inset 0 0 0 1px rgba(22, 163, 74, .12);
}

.benefit-icon--blue {
    background: linear-gradient(145deg, #F3F8FF, #E2EDFF);
    color: var(--primary-blue);
    box-shadow: inset 0 0 0 1px rgba(20, 87, 200, .12);
}

.benefit-name {
    margin-top: 18px;
    font-size: 1.02rem;
}

.benefit-desc {
    margin-top: 8px;
    max-width: none;
    font-size: .86rem;
    line-height: 1.6;
}


/* =========================== 10. HOW IT WORKS =========================== */

.steps {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
    counter-reset: step;
    position: relative;
}

.steps::before {
    content: "";
    position: absolute;
    top: 64px;
    left: 12%;
    right: 12%;
    height: 2px;
    background-image: linear-gradient(90deg, #C4D6F2 0 7px, transparent 7px 14px);
    background-size: 14px 2px;
    background-repeat: repeat-x;
    z-index: 0;
    pointer-events: none;
}

.step {
    position: relative;
    z-index: 1;
    text-align: center;
    padding: 22px 14px 20px;
    border-radius: var(--r-lg);
    background: rgba(255, 255, 255, .92);
    border: 1px solid var(--border-soft);
    box-shadow: var(--shadow-xs);
    transition: transform .3s var(--ease), box-shadow .3s var(--ease);
}

.step:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-md);
}

/* Connectors hidden when steps are self-contained cards */
.step:not(:last-child)::after,
.step:not(:last-child)::before {
    display: none;
}

.step-visual {
    position: relative;
    width: 84px;
    height: 84px;
    margin-inline: auto;
}

.step-circle {
    display: grid;
    place-items: center;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    background: var(--white);
    border: 2px solid var(--border);
    box-shadow: var(--shadow-sm), inset 0 0 0 4px var(--white);
    transition: transform .3s var(--ease), box-shadow .3s var(--ease);
}

.step-circle svg {
    width: 30px;
    height: 30px;
}

.step-circle--blue {
    color: var(--primary-blue);
}

.step-circle--green {
    color: var(--brand-green);
}

.step:hover .step-circle {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.step-rupee {
    font-size: 1.75rem;
    font-weight: 700;
    line-height: 1;
    color: var(--brand-green);
}

.step-number {
    position: absolute;
    top: -4px;
    right: -6px;
    min-width: 30px;
    padding: 3px 8px;
    border-radius: var(--r-pill);
    background: var(--primary-blue);
    color: var(--white);
    font-size: .72rem;
    font-weight: 700;
    letter-spacing: .02em;
    line-height: 1.5;
    box-shadow: 0 6px 14px rgba(20, 87, 200, .3);
}

.step-number--green {
    background: var(--brand-green);
    box-shadow: 0 6px 14px rgba(22, 163, 74, .3);
}

.step-name {
    margin-top: 20px;
    font-size: 1rem;
}

.step-desc {
    margin-top: 8px;
    font-size: .85rem;
    line-height: 1.6;
}


/* ======================= 11. TRUSTED BY THOUSANDS ======================= */

.trusted-section {
    padding-block: var(--section-space);
    overflow: visible;
}

.trusted-banner {
    position: relative;
    overflow: visible;
    border-radius: var(--r-xl);
    background:
        radial-gradient(420px 220px at 85% 20%, rgba(255, 255, 255, .14), transparent 60%),
        radial-gradient(360px 200px at 70% 100%, rgba(22, 163, 74, .22), transparent 55%),
        linear-gradient(115deg, #0A3A8C 0%, var(--primary-blue) 46%, #2A6FE0 100%);
    box-shadow: var(--shadow-lg);
    padding: var(--panel-space);
    padding-left: clamp(320px, 30vw, 440px);
    min-height: 220px;
}

/* Clipped layer so the decorative circles stay inside the rounded card
   while the model is free to overlap the top edge. */
.trusted-decor {
    position: absolute;
    inset: 0;
    overflow: hidden;
    border-radius: inherit;
    pointer-events: none;
}

.trusted-decor::before,
.trusted-decor::after {
    content: "";
    position: absolute;
    border-radius: 50%;
    background: rgba(255, 255, 255, .07);
}

.trusted-decor::before {
    width: 330px;
    height: 330px;
    right: -90px;
    top: -150px;
}

.trusted-decor::after {
    width: 230px;
    height: 230px;
    right: -90px;
    bottom: -140px;
    background: rgba(22, 163, 74, .16);
}

.trusted-media {
    position: absolute;
    left: clamp(8px, 1.2vw, 24px);
    bottom: 0;
    width: clamp(280px, 28vw, 400px);
    overflow: visible;
    line-height: 0;
}

.trusted-model {
    display: block;
    width: 100%;
    max-width: none;
    height: auto;
    object-fit: contain;
    object-position: bottom center;
    filter: drop-shadow(0 16px 28px rgba(4, 24, 56, .3));
}

.trusted-content {
    position: relative;
    z-index: 2;
    text-align: center;
    padding-block: clamp(8px, 1.5vw, 16px);
}

.trusted-eyebrow {
    display: inline-flex;
    margin-bottom: 10px;
    padding: 5px 12px;
    border-radius: var(--r-pill);
    background: rgba(255, 255, 255, .14);
    color: rgba(255, 255, 255, .92);
    font-size: .74rem;
    font-weight: 600;
    letter-spacing: .03em;
    text-transform: uppercase;
}

.trusted-title {
    color: var(--white);
    font-size: clamp(1.65rem, 1.1rem + 2vw, 2.3rem);
    font-weight: 700;
}

.stats {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 12px;
    margin-top: var(--panel-space);
}

.stat {
    text-align: center;
    padding: 14px 10px;
    border-radius: var(--r-md);
    background: rgba(255, 255, 255, .1);
    border: 1px solid rgba(255, 255, 255, .14);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
}

.stat-value {
    color: var(--white);
    font-size: clamp(1.4rem, .95rem + 1.6vw, 2rem);
    font-weight: 800;
    letter-spacing: -.02em;
    line-height: 1.2;
    font-variant-numeric: tabular-nums;
}

.stat-label {
    margin-top: 4px;
    font-size: .84rem;
    color: rgba(255, 255, 255, .82);
}


/* ============================== 12. FOOTER ============================== */

.site-footer {
    position: relative;
    padding-block: clamp(48px, 5vw, 64px) clamp(14px, 2vw, 20px);
    background: var(--footer-navy);
    color: rgba(255, 255, 255, .72);
    scroll-margin-top: var(--header-h);
}

.footer-inner {
    display: grid;
    grid-template-columns: 1.45fr 1fr 1fr 1fr 1.25fr;
    gap: clamp(24px, 3vw, 40px);
}

.brand--footer img {
    height: 44px;
    filter: brightness(0) invert(1);
}

.footer-text {
    margin-top: 16px;
    max-width: 280px;
    font-size: .88rem;
    line-height: 1.65;
    color: rgba(255, 255, 255, .62);
}

.social {
    display: flex;
    gap: 10px;
    margin-top: 22px;
}

.social a {
    display: grid;
    place-items: center;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .1);
    color: var(--white);
    border: 1px solid rgba(255, 255, 255, .12);
    transition: background-color .25s var(--ease), color .25s var(--ease), transform .25s var(--ease);
}

.social a:hover {
    background: var(--primary-blue);
    border-color: var(--primary-blue);
    color: var(--white);
    transform: translateY(-3px);
}

.social svg {
    width: 17px;
    height: 17px;
}

.footer-heading {
    font-size: .98rem;
    font-weight: 600;
    color: var(--white);
}

.footer-links {
    margin-top: 16px;
    display: grid;
    gap: 10px;
}

.footer-links a {
    font-size: .88rem;
    color: rgba(255, 255, 255, .68);
    transition: color .2s var(--ease), padding-left .2s var(--ease);
}

.footer-links a:hover {
    color: var(--white);
    padding-left: 4px;
}

.footer-contact {
    margin-top: 16px;
    display: grid;
    gap: 14px;
}

.footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: .88rem;
    color: rgba(255, 255, 255, .68);
    line-height: 1.5;
}

.footer-contact svg {
    flex: none;
    width: 18px;
    height: 18px;
    margin-top: 2px;
    color: rgba(255, 255, 255, .85);
}

.footer-contact a {
    color: rgba(255, 255, 255, .68);
    transition: color .2s var(--ease);
}

.footer-contact a:hover {
    color: var(--white);
}

.footer-bottom {
    margin-top: clamp(28px, 3.5vw, 36px);
    padding-top: clamp(14px, 2vw, 18px);
    border-top: 1px solid rgba(255, 255, 255, .14);
}

.footer-bottom p {
    text-align: center;
    font-size: .75rem;
    line-height: 1.4;
    color: rgba(255, 255, 255, .4);
}


/* =========================== 13. ABOUT PAGE ============================= */

.label-green {
    display: block;
    margin-bottom: 12px;
    color: var(--brand-green);
    font-size: .78rem;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
}

.label-green--center {
    text-align: center;
}

/* --- About hero --- */
.about-hero {
    position: relative;
    overflow: hidden;
    padding-block: clamp(36px, 4.5vw, 56px) clamp(40px, 5vw, 64px);
    background:
        radial-gradient(520px 320px at 92% 18%, rgba(20, 87, 200, .07), transparent 62%),
        radial-gradient(420px 280px at 8% 82%, rgba(22, 163, 74, .06), transparent 58%),
        var(--white);
}

.about-hero__dots {
    position: absolute;
    width: 100px;
    height: 84px;
    color: rgba(22, 163, 74, .22);
    background-image: radial-gradient(currentColor 1.6px, transparent 1.7px);
    background-size: 14px 14px;
    pointer-events: none;
}

.about-hero__dots--tl {
    top: 28px;
    left: 4%;
}

.about-hero__dots--br {
    right: 6%;
    bottom: 12%;
    color: rgba(20, 87, 200, .18);
}

.about-hero__inner {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    align-items: center;
    gap: clamp(24px, 4vw, 48px);
}

.breadcrumb {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 8px;
    margin-bottom: 18px;
    font-size: .84rem;
    color: #8A9DB0;
}

.breadcrumb a {
    color: var(--body-text);
    transition: color .2s var(--ease);
}

.breadcrumb a:hover {
    color: var(--primary-blue);
}

.breadcrumb__sep {
    color: #B8C5D4;
}

.breadcrumb [aria-current="page"] {
    color: var(--primary-blue);
    font-weight: 500;
}

.about-hero__title {
    font-size: clamp(2.2rem, 1.4rem + 3.2vw, 3.2rem);
    font-weight: 800;
    letter-spacing: -.035em;
    line-height: 1.12;
    color: var(--deep-blue);
}

.about-hero__accent {
    display: block;
    width: 52px;
    height: 3px;
    margin-top: 14px;
    border-radius: var(--r-pill);
    background: var(--brand-green);
}

.about-hero__text {
    margin-top: 18px;
    max-width: 480px;
    font-size: 1rem;
    color: var(--body-text);
    line-height: 1.7;
}

.about-hero__visual {
    position: relative;
    display: grid;
    place-items: center;
    min-height: clamp(280px, 34vw, 420px);
}

.about-hero__glow {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
}

.about-hero__glow--blue {
    width: min(72%, 280px);
    aspect-ratio: 1;
    right: 8%;
    top: 10%;
    background: radial-gradient(circle, rgba(20, 87, 200, .14), transparent 68%);
}

.about-hero__glow--green {
    width: min(56%, 220px);
    aspect-ratio: 1;
    left: 4%;
    bottom: 8%;
    background: radial-gradient(circle, rgba(22, 163, 74, .16), transparent 68%);
}

.about-hero__img {
    position: relative;
    z-index: 1;
    width: min(100%, 460px);
    height: auto;
    object-fit: contain;
    filter: drop-shadow(0 24px 40px rgba(11, 47, 103, .12));
}

/* --- Our Story --- */
.about-story__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: clamp(28px, 4vw, 56px);
}

.about-story__media {
    border-radius: var(--r-xl);
    overflow: hidden;
    box-shadow: var(--shadow-md);
}

.about-story__media img {
    display: block;
    width: 100%;
    height: auto;
    aspect-ratio: 4 / 3;
    object-fit: cover;
}

.about-story__title {
    font-size: clamp(1.65rem, 1.1rem + 1.8vw, 2.25rem);
    font-weight: 700;
    line-height: 1.2;
    color: var(--deep-blue);
}

.about-story__text {
    margin-top: 16px;
    font-size: .98rem;
    color: var(--body-text);
    line-height: 1.7;
}

.about-stats {
    display: flex;
    flex-wrap: wrap;
    gap: clamp(20px, 3vw, 36px);
    margin-top: 28px;
}

.about-stat {
    display: flex;
    align-items: center;
    gap: 14px;
}

.about-stat__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 52px;
    height: 52px;
    border-radius: 50%;
}

.about-stat__icon svg {
    width: 24px;
    height: 24px;
}

.about-stat__icon--blue {
    background: var(--light-blue);
    color: var(--primary-blue);
}

.about-stat__icon--green {
    background: var(--light-green);
    color: var(--brand-green);
}

.about-stat__value {
    display: block;
    font-size: 1.35rem;
    font-weight: 800;
    letter-spacing: -.02em;
    color: var(--deep-blue);
}

.about-stat__label {
    display: block;
    margin-top: 2px;
    font-size: .84rem;
    color: var(--body-text);
}

/* --- Mission & Vision --- */
.about-mv-section {
    padding-block: clamp(28px, 3.5vw, 40px);
}

.about-mv {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    align-items: start;
    gap: clamp(24px, 4vw, 48px);
    padding: clamp(32px, 4vw, 48px);
    border-radius: var(--r-xl);
    background: var(--light-blue);
    border: 1px solid rgba(20, 87, 200, .08);
}

.about-mv__item {
    text-align: center;
}

.about-mv__icon {
    display: grid;
    place-items: center;
    width: 56px;
    height: 56px;
    margin-inline: auto;
    border-radius: 50%;
}

.about-mv__icon svg {
    width: 26px;
    height: 26px;
}

.about-mv__icon--blue {
    background: var(--primary-blue);
    color: var(--white);
}

.about-mv__icon--green {
    background: var(--brand-green);
    color: var(--white);
}

.about-mv__title {
    margin-top: 16px;
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--deep-blue);
}

.about-mv__text {
    margin-top: 10px;
    max-width: 340px;
    margin-inline: auto;
    font-size: .92rem;
    color: var(--body-text);
    line-height: 1.65;
}

.about-mv__divider {
    width: 1px;
    align-self: stretch;
    min-height: 120px;
    background: rgba(20, 87, 200, .12);
}

/* --- Values --- */
.about-values-section {
    background:
        radial-gradient(600px 280px at 50% 0%, rgba(20, 87, 200, .04), transparent 60%),
        var(--white);
}

.about-values {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: clamp(16px, 2vw, 22px);
}

.about-value {
    padding: clamp(24px, 2.5vw, 30px) clamp(20px, 2vw, 24px);
    border-radius: var(--r-lg);
    background: var(--white);
    border: 1px solid var(--border-soft);
    box-shadow: var(--shadow-xs);
    text-align: center;
    transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
}

.about-value:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-color: rgba(20, 87, 200, .12);
}

.about-value__icon {
    display: grid;
    place-items: center;
    width: 52px;
    height: 52px;
    margin-inline: auto;
    border-radius: 50%;
}

.about-value__icon svg {
    width: 24px;
    height: 24px;
}

.about-value__icon--blue {
    background: var(--light-blue);
    color: var(--primary-blue);
}

.about-value__icon--green {
    background: var(--light-green);
    color: var(--brand-green);
}

.about-value__title {
    margin-top: 16px;
    font-size: 1rem;
    font-weight: 700;
    color: var(--deep-blue);
}

.about-value__text {
    margin-top: 8px;
    font-size: .86rem;
    color: var(--body-text);
    line-height: 1.6;
}

/* --- Team --- */
.about-team__inner {
    display: grid;
    grid-template-columns: .9fr 1.1fr;
    align-items: center;
    gap: clamp(28px, 4vw, 52px);
}

.about-team__title {
    font-size: clamp(1.65rem, 1.1rem + 1.8vw, 2.25rem);
    font-weight: 700;
    line-height: 1.2;
    color: var(--deep-blue);
}

.about-team__text {
    margin-top: 16px;
    max-width: 420px;
    font-size: .98rem;
    color: var(--body-text);
    line-height: 1.7;
}

.about-team__gallery {
    display: grid;
    grid-template-columns: 1.15fr 1fr;
    grid-template-rows: 1fr 1fr;
    gap: 14px;
    min-height: clamp(280px, 32vw, 380px);
}

.about-team__figure {
    margin: 0;
    border-radius: var(--r-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.about-team__figure--main {
    grid-row: 1 / 3;
}

.about-team__figure img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* --- CTA --- */
.about-cta-section {
    padding-block: clamp(28px, 3.5vw, 40px) clamp(40px, 5vw, 56px);
}

.about-cta {
    position: relative;
    overflow: hidden;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 24px 32px;
    padding: clamp(32px, 4vw, 44px) clamp(28px, 4vw, 48px);
    border-radius: var(--r-xl);
    background: linear-gradient(115deg, var(--primary-blue) 0%, #1A72E8 42%, #22A855 100%);
    box-shadow: 0 24px 56px rgba(20, 87, 200, .28);
}

.about-cta__dots {
    position: absolute;
    right: 4%;
    top: 50%;
    translate: 0 -50%;
    width: 110px;
    height: 90px;
    color: rgba(255, 255, 255, .18);
    background-image: radial-gradient(currentColor 1.8px, transparent 1.9px);
    background-size: 16px 16px;
    pointer-events: none;
}

.about-cta__shape {
    position: absolute;
    left: 4%;
    bottom: -20px;
    width: 80px;
    height: 80px;
    border-radius: 14px;
    background: rgba(255, 255, 255, .12);
    border: 1px solid rgba(255, 255, 255, .18);
    pointer-events: none;
}

.about-cta__shape::before {
    content: "";
    position: absolute;
    inset: 14px;
    border-radius: 8px;
    background: rgba(255, 255, 255, .08);
}

.about-cta__content {
    position: relative;
    z-index: 1;
    flex: 1 1 280px;
    padding-left: clamp(48px, 6vw, 72px);
}

.about-cta__title {
    font-size: clamp(1.4rem, 1rem + 1.4vw, 1.85rem);
    font-weight: 700;
    color: var(--white);
}

.about-cta__sub {
    margin-top: 8px;
    font-size: .95rem;
    color: rgba(255, 255, 255, .88);
}

.about-cta__actions {
    position: relative;
    z-index: 1;
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.btn-cta-green {
    padding: 14px 26px;
    border-radius: var(--r-sm);
    background: var(--brand-green);
    color: var(--white);
    font-size: .94rem;
    font-weight: 600;
    box-shadow: 0 10px 24px rgba(22, 163, 74, .35);
    transition: transform .25s var(--ease), background-color .25s var(--ease), box-shadow .25s var(--ease);
}

.btn-cta-green:hover {
    background: var(--brand-green-dark);
    transform: translateY(-2px);
    box-shadow: 0 14px 28px rgba(22, 163, 74, .4);
}

.btn-cta-outline {
    padding: 14px 26px;
    border-radius: var(--r-sm);
    background: transparent;
    color: var(--white);
    font-size: .94rem;
    font-weight: 600;
    box-shadow: inset 0 0 0 1.5px rgba(255, 255, 255, .75);
    transition: transform .25s var(--ease), background-color .25s var(--ease);
}

.btn-cta-outline:hover {
    background: rgba(255, 255, 255, .12);
    transform: translateY(-2px);
}


/* ===================== 15. PERSONAL SERVICE CARD PAGE =================== */

.page-psc {
    --psc-soft-blue: #F4F8FF;
    --psc-soft-green: #EFFAF3;
}

.title-rule--green {
    background: var(--brand-green);
    margin-inline: auto;
}

/* --- Hero --- */
.psc-hero {
    position: relative;
    overflow: hidden;
    padding-block: clamp(28px, 3.5vw, 44px) clamp(36px, 4.5vw, 56px);
    background:
        radial-gradient(640px 360px at 88% 20%, rgba(22, 163, 74, .1), transparent 60%),
        radial-gradient(520px 300px at 8% 70%, rgba(20, 87, 200, .07), transparent 58%),
        linear-gradient(180deg, #FAFCFF 0%, var(--white) 55%, var(--psc-soft-blue) 100%);
}

.psc-hero__dots {
    position: absolute;
    top: 40px;
    left: 3%;
    width: 90px;
    height: 76px;
    color: rgba(22, 163, 74, .2);
    background-image: radial-gradient(currentColor 1.5px, transparent 1.6px);
    background-size: 14px 14px;
    pointer-events: none;
}

.psc-hero__grid {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    align-items: center;
    gap: clamp(24px, 4vw, 48px);
}

.psc-hero__title {
    font-size: clamp(2.2rem, 1.3rem + 3.2vw, 3.35rem);
    font-weight: 800;
    letter-spacing: -.035em;
    line-height: 1.1;
    color: var(--deep-blue);
}

.psc-hero__tagline {
    margin-top: 18px;
    font-size: clamp(1.05rem, .95rem + .5vw, 1.25rem);
    font-weight: 700;
    color: var(--dark-text);
}

.psc-hero__accent {
    display: block;
    width: 52px;
    height: 3px;
    margin-top: 12px;
    border-radius: var(--r-pill);
    background: var(--brand-green);
}

.psc-hero__text {
    margin-top: 18px;
    max-width: 460px;
    font-size: 1rem;
    line-height: 1.7;
    color: var(--body-text);
}

.psc-hero__visual {
    position: relative;
    display: grid;
    place-items: center;
    min-height: clamp(280px, 34vw, 420px);
    padding: 20px 8px;
}

.psc-hero__blob {
    position: absolute;
    width: min(88%, 420px);
    aspect-ratio: 1;
    border-radius: 50%;
    background:
        radial-gradient(circle at 40% 35%, rgba(255, 255, 255, .95), transparent 55%),
        radial-gradient(circle at 60% 60%, rgba(22, 163, 74, .22), rgba(20, 87, 200, .08) 70%, transparent 75%);
    filter: blur(2px);
}

.psc-hero__glow {
    position: absolute;
    width: min(70%, 320px);
    aspect-ratio: 1;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(20, 87, 200, .12), transparent 70%);
    top: 8%;
    right: 4%;
}

.psc-hero__arc {
    position: absolute;
    border-radius: 50%;
    border: 1.5px solid transparent;
    pointer-events: none;
}

.psc-hero__arc--a {
    width: min(72%, 340px);
    aspect-ratio: 1;
    border-top-color: rgba(22, 163, 74, .28);
    border-right-color: rgba(22, 163, 74, .12);
    rotate: -18deg;
}

.psc-hero__arc--b {
    width: min(58%, 270px);
    aspect-ratio: 1;
    border-bottom-color: rgba(20, 87, 200, .25);
    border-left-color: rgba(20, 87, 200, .1);
    rotate: 12deg;
    bottom: 12%;
    left: 10%;
}

.psc-hero__mini-dots {
    position: absolute;
    top: 12%;
    right: 6%;
    width: 72px;
    height: 60px;
    color: rgba(22, 163, 74, .28);
    background-image: radial-gradient(currentColor 1.5px, transparent 1.6px);
    background-size: 12px 12px;
    pointer-events: none;
}

.psc-hero__badge {
    position: absolute;
    z-index: 2;
    display: grid;
    place-items: center;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: var(--white);
    box-shadow: var(--shadow-sm);
}

.psc-hero__badge svg {
    width: 20px;
    height: 20px;
}

.psc-hero__badge--lock {
    left: 6%;
    top: 28%;
    color: var(--primary-blue);
}

.psc-hero__badge--shield {
    right: 4%;
    bottom: 22%;
    color: var(--brand-green);
}

.psc-hero__card {
    position: relative;
    z-index: 1;
    width: min(100%, 520px);
    height: auto;
    filter: drop-shadow(0 28px 48px rgba(11, 47, 103, .18));
    animation: cardFloat 6s ease-in-out infinite;
}

@keyframes cardFloat {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

/* --- Membership offer --- */
.psc-offer {
    display: grid;
    grid-template-columns: 1.2fr 1fr 1.15fr auto;
    align-items: center;
    gap: 0;
    margin-top: clamp(28px, 4vw, 44px);
    padding: clamp(18px, 2.2vw, 26px) clamp(20px, 2.5vw, 32px);
    border-radius: var(--r-xl);
    background: var(--white);
    border: 1px solid rgba(22, 163, 74, .14);
    box-shadow:
        0 18px 48px rgba(16, 42, 67, .08),
        0 0 0 4px rgba(244, 248, 255, .9);
}

.psc-offer__cell {
    display: flex;
    align-items: center;
    gap: 14px;
    padding-inline: clamp(14px, 1.8vw, 24px);
}

.psc-offer__cell:not(:first-child) {
    border-left: 1px solid var(--border-soft);
}

.psc-offer__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 48px;
    height: 48px;
    border-radius: 50%;
}

.psc-offer__icon svg {
    width: 22px;
    height: 22px;
}

.psc-offer__icon--green {
    background: var(--psc-soft-green);
    color: var(--brand-green);
}

.psc-offer__icon--blue {
    background: var(--psc-soft-blue);
    color: var(--primary-blue);
}

.psc-offer__label {
    font-size: .72rem;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    color: var(--body-text);
}

.psc-offer__deal {
    margin-top: 2px;
    font-size: clamp(1.55rem, 1.2rem + 1.2vw, 2rem);
    font-weight: 800;
    letter-spacing: -.03em;
    color: var(--brand-green);
    line-height: 1.1;
}

.psc-offer__hint {
    margin-top: 2px;
    font-size: .8rem;
    color: var(--body-text);
}

.psc-offer__valid {
    margin-top: 4px;
    font-size: clamp(1.25rem, 1rem + .8vw, 1.55rem);
    font-weight: 800;
    color: var(--brand-green);
    letter-spacing: -.02em;
}

.psc-offer__old {
    font-size: .95rem;
    color: #8A9DB0;
}

.psc-offer__old s {
    text-decoration-thickness: 1.5px;
}

.psc-offer__new {
    margin-top: 2px;
    font-size: clamp(1.45rem, 1.1rem + 1vw, 1.85rem);
    font-weight: 800;
    letter-spacing: -.03em;
    color: var(--brand-green);
    line-height: 1.15;
}

.psc-offer__new span {
    font-size: .85rem;
    font-weight: 600;
    color: var(--body-text);
}

.psc-offer__cell--cta {
    justify-content: flex-end;
    padding-right: 4px;
}

.psc-offer__btn {
    gap: 10px;
    white-space: nowrap;
}

.psc-offer__btn svg {
    width: 18px;
    height: 18px;
}

/* --- Use cases --- */
.psc-uses {
    background: var(--white);
}

.psc-use-grid {
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: clamp(12px, 1.5vw, 18px);
}

.psc-use {
    padding: clamp(22px, 2.2vw, 28px) clamp(16px, 1.6vw, 20px);
    border-radius: var(--r-lg);
    background: var(--white);
    border: 1px solid var(--border-soft);
    box-shadow: var(--shadow-xs);
    text-align: center;
    transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
}

.psc-use:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
    border-color: rgba(20, 87, 200, .14);
}

.psc-use__icon {
    display: grid;
    place-items: center;
    width: 52px;
    height: 52px;
    margin-inline: auto;
    border-radius: 50%;
}

.psc-use__icon svg {
    width: 24px;
    height: 24px;
}

.psc-use__icon--green {
    background: var(--psc-soft-green);
    color: var(--brand-green);
}

.psc-use__icon--blue {
    background: var(--psc-soft-blue);
    color: var(--primary-blue);
}

.psc-use__title {
    margin-top: 16px;
    font-size: .95rem;
    font-weight: 700;
    color: var(--dark-text);
}

.psc-use__text {
    margin-top: 8px;
    font-size: .82rem;
    line-height: 1.55;
    color: var(--body-text);
}

/* --- Why choose --- */
.psc-why {
    background:
        radial-gradient(600px 280px at 50% 0%, rgba(20, 87, 200, .04), transparent 60%),
        var(--psc-soft-blue);
}

.psc-why-row {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 0;
    padding: clamp(8px, 1vw, 12px) 0;
}

.psc-why-item {
    text-align: center;
    padding: clamp(12px, 1.5vw, 20px) clamp(16px, 2vw, 28px);
}

.psc-why-item:not(:first-child) {
    border-left: 1px solid rgba(20, 87, 200, .12);
}

.psc-why__icon {
    display: grid;
    place-items: center;
    width: 56px;
    height: 56px;
    margin-inline: auto;
    border-radius: 50%;
    background: var(--white);
    box-shadow: var(--shadow-xs);
}

.psc-why__icon svg {
    width: 26px;
    height: 26px;
}

.psc-why__icon--green {
    color: var(--brand-green);
}

.psc-why__icon--blue {
    color: var(--primary-blue);
}

.psc-why__title {
    margin-top: 16px;
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--dark-text);
}

.psc-why__text {
    margin-top: 8px;
    max-width: 220px;
    margin-inline: auto;
    font-size: .88rem;
    line-height: 1.6;
    color: var(--body-text);
}

/* --- Possibilities --- */
.psc-poss {
    padding-block: clamp(28px, 3.5vw, 40px);
}

.psc-poss__panel {
    padding: clamp(28px, 3.5vw, 40px) clamp(24px, 3vw, 40px);
    border-radius: var(--r-xl);
    background:
        linear-gradient(135deg, var(--psc-soft-blue) 0%, #F0F9F4 55%, var(--psc-soft-green) 100%);
    border: 1px solid rgba(20, 87, 200, .08);
    text-align: center;
}

.psc-poss__title {
    font-size: clamp(1.35rem, 1rem + 1.2vw, 1.75rem);
    font-weight: 700;
    color: var(--deep-blue);
}

.psc-poss__grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: clamp(16px, 2.5vw, 28px);
    margin-top: clamp(22px, 3vw, 32px);
}

.psc-poss__item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
}

.psc-poss__item p {
    font-size: .95rem;
    font-weight: 600;
    color: var(--dark-text);
}

.psc-poss__icon {
    display: grid;
    place-items: center;
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: var(--white);
    box-shadow: var(--shadow-xs);
}

.psc-poss__icon svg {
    width: 22px;
    height: 22px;
}

.psc-poss__icon--blue {
    color: var(--primary-blue);
}

.psc-poss__icon--green {
    color: var(--brand-green);
}

/* --- Support CTA --- */
.psc-support-section {
    padding-block: clamp(20px, 3vw, 36px) clamp(40px, 5vw, 56px);
}

.psc-support {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 20px 28px;
    padding: clamp(22px, 2.8vw, 30px) clamp(24px, 3vw, 36px);
    border-radius: var(--r-xl);
    background: var(--psc-soft-green);
    border: 1px solid rgba(22, 163, 74, .12);
}

.psc-support__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--white);
    color: var(--brand-green);
    box-shadow: var(--shadow-xs);
}

.psc-support__icon svg {
    width: 26px;
    height: 26px;
}

.psc-support__copy {
    flex: 1 1 240px;
}

.psc-support__title {
    font-size: clamp(1.15rem, 1rem + .6vw, 1.4rem);
    font-weight: 700;
    color: var(--dark-text);
}

.psc-support__text {
    margin-top: 4px;
    font-size: .92rem;
    color: var(--body-text);
}

.psc-support__btn {
    margin-left: auto;
    padding: 13px 24px;
    border-radius: var(--r-sm);
    background: var(--white);
    color: var(--brand-green);
    font-size: .94rem;
    font-weight: 600;
    box-shadow: inset 0 0 0 1.5px var(--brand-green);
    transition: background-color .25s var(--ease), color .25s var(--ease), transform .25s var(--ease);
}

.psc-support__btn:hover {
    background: var(--brand-green);
    color: var(--white);
    transform: translateY(-2px);
}


/* ===================== 16. PERSONAL LOAN LANDING PAGE ================= */

.page-pl {
    --pl-blue: #1457C8;
    --pl-green: #16A34A;
    --pl-ink: #102A43;
    --pl-muted: #526477;
    --pl-soft-blue: #F4F8FF;
    --pl-soft-green: #EFFAF3;
    --pl-wrap: 1440px;
    --header-h: 76px;
}

.page-pl .section {
    padding-block: 0;
}

.pl-wrap {
    width: 100%;
    max-width: var(--pl-wrap);
    margin-inline: auto;
    padding-inline: clamp(14px, 1.6vw, 22px);
}

/* Header */

.pl-header {
    position: sticky;
    top: 0;
    z-index: 900;
    height: 76px;
    background: #fff;
    border-bottom: 1px solid #EEF3FA;
}

.pl-header.is-stuck {
    box-shadow: 0 4px 16px rgba(16, 42, 67, .06);
}

.pl-header__inner {
    display: flex;
    align-items: center;
    justify-content: center;
    height: 76px;
}

.pl-header__brand img {
    width: auto;
    height: 60px;
    object-fit: contain;
}

/* Hero */

.pl-hero {
    position: relative;
    overflow: hidden;
    background:
        radial-gradient(420px 260px at 88% 18%, rgba(22, 163, 74, .08), transparent 70%),
        linear-gradient(180deg, #F7FAFF 0%, #FFFFFF 100%);
}

.pl-hero__inner {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1.15fr);
    align-items: end;
    gap: clamp(16px, 2vw, 36px);
    min-height: 680px;
    padding-top: 20px;
    padding-bottom: 0;
}

.pl-hero__content {
    display: flex;
    flex-direction: column;
    gap: 22px;
    padding-bottom: 36px;
}

.pl-hero__pill {
    display: inline-flex;
    align-items: center;
    width: fit-content;
    padding: 5px 12px;
    border-radius: 999px;
    background: var(--pl-soft-green);
    color: var(--pl-green);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.pl-hero__title {
    margin-top: 12px;
    font-size: 48px;
    font-weight: 800;
    letter-spacing: -.04em;
    line-height: 1.08;
    color: var(--pl-ink);
}

.pl-hero__title span {
    color: var(--pl-green);
}

.pl-hero__text {
    margin-top: 12px;
    max-width: 400px;
    font-size: 15px;
    line-height: 1.6;
    color: var(--pl-muted);
}

.pl-hero__trust {
    display: flex;
    flex-wrap: wrap;
    gap: 16px 18px;
    margin-top: 16px;
}

.pl-hero__trust li {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 12.5px;
    font-weight: 600;
    color: var(--pl-ink);
}

.pl-hero__trust-icon {
    display: grid;
    place-items: center;
    width: 32px;
    height: 32px;
    border-radius: 50%;
}

.pl-hero__trust-icon svg {
    width: 15px;
    height: 15px;
}

.pl-hero__trust-icon--green {
    background: var(--pl-soft-green);
    color: var(--pl-green);
}

.pl-hero__trust-icon--blue {
    background: var(--pl-soft-blue);
    color: var(--pl-blue);
}

/* Form */

.pl-form-card {
    width: 100%;
    max-width: 500px;
    padding: 22px 24px 20px;
    border-radius: 18px;
    background: #fff;
    border: 1px solid #E8F0FA;
    box-shadow: 0 12px 36px rgba(16, 42, 67, .08);
}

.pl-form-card__eyebrow {
    display: block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .08em;
    text-transform: uppercase;
    color: var(--pl-green);
}

.pl-form-card__title {
    margin-top: 6px;
    font-size: 20px;
    font-weight: 800;
    letter-spacing: -.02em;
    color: var(--pl-ink);
}

.pl-form-card__sub {
    margin-top: 4px;
    font-size: 13px;
    color: var(--pl-muted);
}

.pl-form-card__form {
    margin-top: 14px;
}

.pl-offer__field {
    margin-bottom: 0;
}

.pl-phone-input {
    display: flex;
    align-items: stretch;
    height: 50px;
    border: 1px solid #D9E4F2;
    border-radius: 10px;
    background: #fff;
    overflow: hidden;
}

.pl-phone-input:focus-within {
    border-color: rgba(20, 87, 200, .45);
    box-shadow: 0 0 0 3px rgba(20, 87, 200, .1);
}

.pl-offer__field.is-invalid .pl-phone-input {
    border-color: #DC2626;
}

.pl-phone-input__code {
    display: flex;
    align-items: center;
    padding: 0 12px 0 14px;
    font-size: 14px;
    font-weight: 700;
    color: var(--pl-ink);
    border-right: 1px solid #E8F0FA;
    background: #F7FAFF;
}

.pl-phone-input input {
    flex: 1;
    min-width: 0;
    border: 0;
    background: transparent;
    padding: 0 14px;
    font: inherit;
    font-size: 14px;
    color: var(--pl-ink);
}

.pl-phone-input input::placeholder {
    color: #8A9DB0;
}

.pl-phone-input input:focus {
    outline: none;
}

.pl-offer__field .form-field__error {
    margin-top: 6px;
    font-size: 12px;
    color: #DC2626;
}

.pl-form-card__btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    width: 100%;
    height: 50px;
    margin-top: 12px;
    border: 0;
    border-radius: 10px;
    background: linear-gradient(90deg, var(--pl-blue), var(--pl-green));
    color: #fff;
    font: inherit;
    font-size: 15px;
    font-weight: 700;
    cursor: pointer;
    box-shadow: 0 10px 22px rgba(20, 87, 200, .24);
    transition: transform .25s var(--ease), box-shadow .25s var(--ease);
}

.pl-form-card__btn:hover {
    transform: translateY(-1px);
    box-shadow: 0 14px 28px rgba(20, 87, 200, .3);
}

.pl-form-card__btn svg {
    width: 16px;
    height: 16px;
}

.pl-form-card__privacy {
    display: flex;
    align-items: center;
    gap: 6px;
    margin-top: 12px;
    font-size: 12px;
    color: var(--pl-muted);
}

.pl-form-card__privacy svg {
    width: 13px;
    height: 13px;
    color: var(--pl-green);
}

.pl-offer__success {
    margin-top: 12px;
    padding: 10px 12px;
    border-radius: 10px;
    background: var(--pl-soft-green);
    color: #12833C;
    font-size: 13px;
    font-weight: 600;
}

/* Hero visual */

.pl-hero__visual {
    position: relative;
    height: 680px;
    min-height: 680px;
    overflow: visible;
}

.pl-hero__shape {
    position: absolute;
    pointer-events: none;
}

.pl-hero__shape--blue {
    z-index: 0;
    right: 8%;
    bottom: 0;
    width: min(72%, 420px);
    height: 86%;
    border-radius: 48px;
    background: linear-gradient(180deg, #D7E6FF 0%, #EAF2FF 55%, #E8F7EE 100%);
    transform: rotate(6deg);
}

.pl-hero__shape--green {
    right: 0;
    bottom: 0;
    width: min(42%, 260px);
    height: 44%;
    border-radius: 36px;
    background: linear-gradient(180deg, rgba(22, 163, 74, .18), rgba(22, 163, 74, .06));
}

.pl-hero__shape--glow {
    right: 90px;
    top: 70px;
    width: 220px;
    height: 220px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(20, 87, 200, .12), transparent 70%);
}

.pl-hero__shape--dots {
    top: 36px;
    left: 24px;
    width: 86px;
    height: 70px;
    background-image: radial-gradient(rgba(20, 87, 200, .22) 1.4px, transparent 1.5px);
    background-size: 12px 12px;
}

.pl-hero__rupee {
    position: absolute;
    z-index: 4;
    left: 28px;
    bottom: 150px;
    display: grid;
    place-items: center;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--pl-green);
    color: #fff;
    font-size: 18px;
    font-weight: 800;
    box-shadow: 0 8px 18px rgba(22, 163, 74, .28);
    animation: plBadgeFloat 5.5s ease-in-out infinite;
}

.pl-hero__badge {
    position: absolute;
    z-index: 5;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    border-radius: 12px;
    background: #fff;
    box-shadow: 0 8px 22px rgba(16, 42, 67, .1);
    font-size: 12px;
    font-weight: 600;
    color: var(--pl-ink);
    white-space: nowrap;
    animation: plBadgeFloat 5s ease-in-out infinite;
}

.pl-hero__badge strong {
    color: var(--pl-green);
    font-weight: 800;
}

.pl-hero__badge--top {
    top: 64px;
    right: 4%;
}

.pl-hero__badge--mid {
    top: 46%;
    right: 0;
}

.pl-hero__badge--bottom {
    bottom: 12%;
    right: 6%;
}

.pl-hero__badge-icon {
    display: grid;
    place-items: center;
    width: 28px;
    height: 28px;
    border-radius: 50%;
}

.pl-hero__badge-icon svg {
    width: 14px;
    height: 14px;
}

.pl-hero__badge-icon--blue {
    background: var(--pl-soft-blue);
    color: var(--pl-blue);
}

.pl-hero__badge-icon--green {
    background: var(--pl-soft-green);
    color: var(--pl-green);
}

.pl-hero__model-stage {
    position: absolute;
    inset: 0;
    z-index: 2;
    pointer-events: none;
}

.pl-hero__model {
    position: absolute;
    z-index: 3;
    left: 50%;
    bottom: 0;
    width: min(118%, 720px);
    max-width: none;
    height: 680px;
    transform: translateX(-46%);
    object-fit: contain;
    object-position: bottom center;
    filter: drop-shadow(0 16px 28px rgba(11, 47, 103, .12));
}

@keyframes plFloat {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

@keyframes plBadgeFloat {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-5px); }
}

/* Section heads */

.pl-section-head {
    text-align: center;
    margin-bottom: 28px;
}

.pl-section-head h2 {
    font-size: 30px;
    font-weight: 800;
    letter-spacing: -.03em;
    color: var(--pl-ink);
}

.pl-section-head span {
    color: var(--pl-green);
}

.pl-section-head__rule {
    display: block;
    width: 46px;
    height: 3px;
    margin: 10px auto 0;
    border-radius: 99px;
    background: var(--pl-green);
}

/* Why choose */

.pl-why {
    padding: 56px 0 48px;
    background: #fff;
}

.pl-feature-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
}

.pl-feature {
    padding: 24px 18px 22px;
    border-radius: 16px;
    background: #fff;
    border: 1px solid #EEF3FA;
    box-shadow: 0 8px 24px rgba(16, 42, 67, .05);
    text-align: center;
    transition: transform .25s var(--ease), box-shadow .25s var(--ease);
}

.pl-feature:hover {
    transform: translateY(-4px);
    box-shadow: 0 14px 30px rgba(16, 42, 67, .08);
}

.pl-feature__icon {
    display: grid;
    place-items: center;
    width: 48px;
    height: 48px;
    margin-inline: auto;
    border-radius: 50%;
}

.pl-feature__icon svg {
    width: 22px;
    height: 22px;
}

.pl-feature__icon--green {
    background: var(--pl-soft-green);
    color: var(--pl-green);
}

.pl-feature__icon--blue {
    background: var(--pl-soft-blue);
    color: var(--pl-blue);
}

.pl-feature h3 {
    margin-top: 14px;
    font-size: 16px;
    font-weight: 700;
    color: var(--pl-ink);
}

.pl-feature p {
    margin-top: 6px;
    font-size: 13px;
    line-height: 1.5;
    color: var(--pl-muted);
}

/* Benefits */

.pl-benefits {
    padding: 8px 0 28px;
    background: #fff;
}

.pl-benefits__panel {
    display: grid;
    grid-template-columns: 220px minmax(0, 1fr) minmax(360px, 1.35fr);
    align-items: center;
    gap: 28px;
    padding: 32px 36px;
    border-radius: 24px;
    background: linear-gradient(135deg, #F3F8FF 0%, #F7FBFF 50%, #F2FAF5 100%);
}

.pl-benefits__visual {
    display: grid;
    place-items: center;
}

.pl-benefits__visual img {
    width: 220px;
    height: auto;
    object-fit: contain;
}

.pl-benefits__label {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .08em;
    text-transform: uppercase;
    color: var(--pl-green);
}

.pl-benefits__copy h2 {
    margin-top: 8px;
    font-size: 28px;
    font-weight: 800;
    letter-spacing: -.03em;
    line-height: 1.2;
    color: var(--pl-ink);
}

.pl-benefits__list {
    display: grid;
    gap: 11px;
    margin-top: 18px;
}

.pl-benefits__list li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 14px;
    line-height: 1.45;
    color: var(--pl-muted);
}

.pl-benefits__check {
    display: grid;
    place-items: center;
    flex: none;
    width: 20px;
    height: 20px;
    margin-top: 1px;
    border-radius: 50%;
    background: var(--pl-soft-green);
    color: var(--pl-green);
}

.pl-benefits__check svg {
    width: 11px;
    height: 11px;
}

.pl-amount-card {
    width: 100%;
    align-self: stretch;
    padding: 28px 26px 22px;
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 10px 28px rgba(16, 42, 67, .06);
}

.pl-amount-card__label {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .07em;
    text-transform: uppercase;
    color: var(--pl-muted);
}

.pl-amount-card__value {
    margin-top: 8px;
    font-size: 38px;
    font-weight: 800;
    letter-spacing: -.03em;
    color: var(--pl-blue);
}

.pl-amount-card__slider {
    width: 100%;
    height: 8px;
    margin-top: 20px;
    border-radius: 99px;
    background: linear-gradient(90deg, var(--pl-blue), var(--pl-green));
    appearance: none;
    -webkit-appearance: none;
    cursor: pointer;
}

.pl-amount-card__slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #fff;
    border: 3px solid var(--pl-blue);
    box-shadow: 0 2px 8px rgba(20, 87, 200, .25);
}

.pl-amount-card__slider::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #fff;
    border: 3px solid var(--pl-blue);
}

.pl-amount-card__range {
    display: flex;
    justify-content: space-between;
    margin-top: 10px;
    font-size: 12px;
    color: var(--pl-muted);
}

.pl-amount-card__note {
    margin-top: 16px;
    padding: 10px 12px;
    border-radius: 999px;
    background: var(--pl-soft-green);
    font-size: 12.5px;
    line-height: 1.4;
    color: var(--pl-green);
    text-align: center;
}

/* Stats */

.pl-stats {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    margin-top: 18px;
    padding: 18px 8px;
    border-radius: 16px;
    background: #fff;
    border: 1px solid #EEF3FA;
    box-shadow: 0 8px 22px rgba(16, 42, 67, .04);
}

.pl-stat {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
    padding: 4px 10px;
    text-align: center;
    border-right: 1px solid #EEF3FA;
}

.pl-stat:last-child {
    border-right: 0;
}

.pl-stat__icon {
    display: grid;
    place-items: center;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--pl-soft-blue);
    color: var(--pl-blue);
}

.pl-stat__icon svg {
    width: 16px;
    height: 16px;
}

.pl-stat strong {
    margin-top: 4px;
    font-size: 20px;
    font-weight: 800;
    letter-spacing: -.02em;
    color: var(--pl-ink);
}

.pl-stat span {
    font-size: 12px;
    color: var(--pl-muted);
}

/* Steps */

.pl-steps {
    padding: 48px 0 36px;
    background: #fff;
}

.pl-steps__row {
    position: relative;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
}

.pl-steps__row::before {
    content: "";
    position: absolute;
    top: 21px;
    left: 18%;
    right: 18%;
    height: 2px;
    background: linear-gradient(90deg, var(--pl-blue), var(--pl-green));
    opacity: .28;
}

.pl-step {
    position: relative;
    text-align: center;
}

.pl-step__num {
    display: grid;
    place-items: center;
    width: 44px;
    height: 44px;
    margin-inline: auto;
    border-radius: 50%;
    background: var(--pl-blue);
    color: #fff;
    font-size: 14px;
    font-weight: 800;
}

.pl-step h3 {
    margin-top: 14px;
    font-size: 16px;
    font-weight: 700;
    color: var(--pl-ink);
}

.pl-step p {
    margin-top: 4px;
    font-size: 13px;
    color: var(--pl-muted);
}

/* CTA */

.pl-cta {
    padding: 8px 0 48px;
    background: #fff;
}

.pl-cta__bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    min-height: 92px;
    padding: 18px 28px;
    border-radius: 16px;
    background: var(--pl-soft-green);
}

.pl-cta__copy {
    display: flex;
    align-items: center;
    gap: 14px;
}

.pl-cta__icon {
    display: grid;
    place-items: center;
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: #fff;
    color: var(--pl-green);
}

.pl-cta__icon svg {
    width: 22px;
    height: 22px;
}

.pl-cta__copy h2 {
    font-size: 20px;
    font-weight: 800;
    letter-spacing: -.02em;
    color: var(--pl-ink);
}

.pl-cta__copy p {
    margin-top: 2px;
    font-size: 13px;
    color: var(--pl-muted);
}

.pl-cta__btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    height: 46px;
    padding: 0 22px;
    border-radius: 10px;
    background: linear-gradient(90deg, var(--pl-blue), var(--pl-green));
    color: #fff;
    font-size: 14px;
    font-weight: 700;
    white-space: nowrap;
    box-shadow: 0 8px 20px rgba(20, 87, 200, .22);
}

.pl-cta__btn svg {
    width: 15px;
    height: 15px;
}

.pl-cta__btn:hover {
    transform: translateY(-1px);
}

/* Footer */

.pl-footer {
    padding: 28px 0 22px;
    background: #fff;
    border-top: 1px solid #EEF3FA;
}

.pl-footer__inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    text-align: center;
}

.pl-footer__logo {
    height: 36px;
    width: auto;
    object-fit: contain;
}

.pl-footer__nav {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 8px 22px;
}

.pl-footer__nav a {
    font-size: 13px;
    color: var(--pl-muted);
}

.pl-footer__nav a:hover {
    color: var(--pl-blue);
}

.pl-footer__inner p {
    font-size: 12px;
    color: #8A9DB0;
}

@media (max-width: 1100px) {
    .pl-hero__inner {
        grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
        min-height: 600px;
    }

    .pl-hero__title {
        font-size: 42px;
    }

    .pl-hero__visual {
        height: 600px;
        min-height: 600px;
    }

    .pl-hero__model {
        width: min(120%, 620px);
        height: 600px;
    }

    .pl-benefits__panel {
        grid-template-columns: 200px minmax(0, 1fr) minmax(300px, 1.2fr);
        gap: 20px;
        padding: 28px 24px;
    }
}

@media (max-width: 940px) {
    .pl-hero__inner {
        grid-template-columns: 1fr;
        min-height: 0;
        padding-top: 24px;
        gap: 8px;
    }

    .pl-hero__content {
        display: contents;
        padding-bottom: 0;
    }

    .pl-hero__copy {
        order: 1;
    }

    .pl-form-card {
        order: 2;
        max-width: none;
        margin: 0 0 12px;
    }

    .pl-hero__visual {
        order: 3;
        position: relative;
        width: 100%;
        max-width: 360px;
        height: 300px;
        min-height: 0;
        margin: 0 auto 20px;
        padding: 0;
        overflow: hidden;
        border-radius: 22px;
        background: linear-gradient(165deg, #D7E6FF 0%, #EAF2FF 50%, #E8F7EE 100%);
    }

    .pl-hero__shape--blue {
        left: 50%;
        right: auto;
        bottom: -6%;
        transform: translateX(-50%) rotate(2deg);
        width: 86%;
        height: 82%;
        border-radius: 28px;
    }

    .pl-hero__shape--green {
        left: 54%;
        right: auto;
        bottom: 0;
        transform: none;
        width: 40%;
        height: 36%;
        border-radius: 22px;
    }

    .pl-hero__shape--glow {
        display: none;
    }

    .pl-hero__shape--dots {
        left: 10%;
        top: 10%;
        transform: none;
        width: 52px;
        height: 42px;
    }

    .pl-hero__model-stage {
        display: flex;
        align-items: flex-end;
        justify-content: center;
        overflow: hidden;
    }

    .pl-hero__rupee {
        display: none;
    }

    .pl-hero__model {
        position: relative;
        left: auto;
        bottom: auto;
        transform: none;
        flex: none;
        width: 108%;
        max-width: none;
        height: auto;
        max-height: 98%;
        object-fit: contain;
        object-position: bottom center;
        mix-blend-mode: lighten;
        filter: none;
    }

    .pl-hero__badge {
        display: none;
    }

    .pl-feature-grid {
        grid-template-columns: 1fr 1fr;
    }

    .pl-benefits__panel {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .pl-benefits__list {
        max-width: 420px;
        margin-inline: auto;
        text-align: left;
    }

    .pl-amount-card {
        width: 100%;
        max-width: none;
        margin-inline: 0;
    }

    .pl-stats {
        grid-template-columns: 1fr 1fr;
    }

    .pl-stat:nth-child(2) {
        border-right: 0;
    }

    .pl-stat:nth-child(-n+2) {
        border-bottom: 1px solid #EEF3FA;
        padding-bottom: 14px;
        margin-bottom: 10px;
    }

    .pl-steps__row {
        grid-template-columns: 1fr;
        gap: 22px;
    }

    .pl-steps__row::before {
        display: none;
    }

    .pl-cta__bar {
        flex-direction: column;
        align-items: flex-start;
        padding: 20px;
    }

    .pl-cta__btn {
        width: 100%;
    }
}

@media (max-width: 680px) {
    .pl-wrap {
        padding-inline: 16px;
    }

    .pl-hero__title {
        font-size: 34px;
    }

    .pl-hero__visual {
        max-width: 100%;
        height: clamp(260px, 68vw, 300px);
    }

    .pl-hero__model {
        width: 112%;
    }

    .pl-feature-grid {
        grid-template-columns: 1fr 1fr;
    }

    .pl-form-card,
    .pl-phone-input,
    .pl-form-card__btn {
        width: 100%;
    }

    .pl-phone-input,
    .pl-form-card__btn {
        height: 52px;
    }

    .pl-stats {
        grid-template-columns: 1fr 1fr;
    }

    .pl-cta__copy {
        flex-direction: column;
        align-items: flex-start;
    }
}

@media (prefers-reduced-motion: reduce) {
    .pl-hero__model,
    .pl-hero__badge,
    .pl-hero__rupee {
        animation: none;
    }
}


/* =========================== 14. SCROLL REVEAL ========================== */

[data-reveal] {
    opacity: 0;
    transform: translateY(26px);
    transition: opacity .7s var(--ease), transform .7s var(--ease);
}

[data-reveal].is-revealed {
    opacity: 1;
    transform: none;
}

/* Stagger siblings inside grid groups */
.loan-grid > [data-reveal]:nth-child(2),
.benefit-grid > [data-reveal]:nth-child(2),
.steps > [data-reveal]:nth-child(2) {
    transition-delay: .09s;
}

.benefit-grid > [data-reveal]:nth-child(3),
.steps > [data-reveal]:nth-child(3) {
    transition-delay: .18s;
}

.benefit-grid > [data-reveal]:nth-child(4),
.steps > [data-reveal]:nth-child(4) {
    transition-delay: .27s;
}

.about-values > [data-reveal]:nth-child(2) {
    transition-delay: .09s;
}

.about-values > [data-reveal]:nth-child(3) {
    transition-delay: .18s;
}

.about-values > [data-reveal]:nth-child(4) {
    transition-delay: .27s;
}

.psc-use-grid > [data-reveal]:nth-child(2) {
    transition-delay: .06s;
}

.psc-use-grid > [data-reveal]:nth-child(3) {
    transition-delay: .12s;
}

.psc-use-grid > [data-reveal]:nth-child(4) {
    transition-delay: .18s;
}

.psc-use-grid > [data-reveal]:nth-child(5) {
    transition-delay: .24s;
}

.psc-use-grid > [data-reveal]:nth-child(6) {
    transition-delay: .3s;
}

.pl-feature-grid > [data-reveal]:nth-child(2) {
    transition-delay: .09s;
}

.pl-feature-grid > [data-reveal]:nth-child(3) {
    transition-delay: .18s;
}

.pl-feature-grid > [data-reveal]:nth-child(4) {
    transition-delay: .27s;
}

.hero-copy > [data-reveal]:nth-child(2) {
    transition-delay: .07s;
}

.hero-copy > [data-reveal]:nth-child(3) {
    transition-delay: .14s;
}

.hero-copy > [data-reveal]:nth-child(4) {
    transition-delay: .21s;
}

.hero-copy > [data-reveal]:nth-child(5) {
    transition-delay: .28s;
}


/* ============================ 14. RESPONSIVE ============================ */

@media (max-width: 1180px) {
    .nav-link {
        padding-inline: 8px;
        font-size: .8rem;
    }
}

/* --- Small desktop --- */
@media (max-width: 1080px) {
    .nav-link {
        padding-inline: 7px;
        font-size: .78rem;
    }

    .footer-inner {
        grid-template-columns: 1.3fr 1fr 1fr 1fr;
    }

    .footer-col--contact {
        grid-column: 1 / -1;
        max-width: 480px;
    }

    .about-values {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .trusted-banner {
        padding-left: clamp(300px, 32vw, 380px);
    }

    .trusted-media {
        width: clamp(260px, 30vw, 340px);
        left: 12px;
    }
}

/* --- Tablet --- */
@media (max-width: 940px) {

    html,
    body,
    #main {
        overflow-x: clip;
    }

    .site-header {
        background: var(--white);
        backdrop-filter: none;
        -webkit-backdrop-filter: none;
    }

    #about {
        overflow: hidden;
    }

    /* Mobile navigation drawer */
    .nav-toggle {
        display: flex;
    }

    .main-nav {
        position: fixed;
        top: 0;
        right: calc(-1 * min(320px, 84vw));
        bottom: 0;
        z-index: 920;
        width: min(320px, 84vw);
        flex-direction: column;
        align-items: stretch;
        gap: 18px;
        padding: 18px 22px 32px;
        background: var(--white);
        box-shadow: -18px 0 46px rgba(16, 42, 67, .14);
        overflow-y: auto;
        transform: none;
        visibility: hidden;
        transition: right .35s var(--ease), visibility .35s;
    }

    .main-nav.is-open {
        right: 0;
        transform: none;
        visibility: visible;
    }

    body.is-locked .header-inner .brand {
        opacity: 0;
        pointer-events: none;
    }

    body.is-locked .header-actions {
        position: relative;
        z-index: 940;
    }

    .nav-brand {
        display: flex;
        align-items: center;
        flex: none;
        min-height: 52px;
        margin: 0 0 4px;
        padding: 4px 0 14px;
        border-bottom: 1px solid #EEF3FA;
    }

    .nav-brand img {
        width: auto;
        height: 46px;
        object-fit: contain;
    }

    .nav-list {
        flex-direction: column;
        align-items: stretch;
        gap: 2px;
    }

    .nav-link {
        width: 100%;
        justify-content: space-between;
        padding: 13px 12px;
        font-size: .98rem;
        border-radius: var(--r-sm);
    }

    .nav-link::after {
        display: none;
    }

    .nav-link.is-active {
        background: var(--light-blue);
    }

    .nav-item-dropdown {
        position: static;
    }

    .nav-item-dropdown--end .nav-dropdown {
        left: 0;
        right: auto;
    }

    .nav-dropdown {
        position: static;
        display: grid;
        min-width: 0;
        padding: 0 0 0 14px;
        border: 0;
        box-shadow: none;
        background: none;
        transform: none;
        overflow: hidden;
        max-height: 0;
        opacity: 1;
        visibility: visible;
        transition: max-height .3s var(--ease);
    }

    .nav-item-dropdown:hover .nav-dropdown,
    .nav-item-dropdown:focus-within .nav-dropdown {
        max-height: 0;
    }

    .nav-item-dropdown.is-open .nav-dropdown,
    .nav-item-dropdown.is-open:hover .nav-dropdown,
    .nav-item-dropdown.is-open:focus-within .nav-dropdown {
        max-height: 220px;
    }

    .nav-cta-mobile {
        display: inline-flex;
        margin-top: auto;
    }

    .header-actions .btn {
        display: none;
    }

    /* Hero */
    .hero {
        overflow: hidden;
    }

    .hero-inner {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .hero-copy {
        max-width: 620px;
        order: 1;
        align-self: auto;
        padding-block: 0;
    }

    .hero-visual {
        order: 2;
        align-self: center;
        width: 100%;
        max-width: 100%;
        min-height: clamp(360px, 64vw, 460px);
        margin-inline: auto;
        overflow: hidden;
    }

    .hero-blob {
        width: min(88%, 360px);
    }

    .hero-ring {
        width: min(92%, 380px);
    }

    .hero-model-wrap {
        width: min(94%, 400px);
    }

    .float-card--top {
        top: 2%;
        right: 0;
        left: auto;
    }

    .float-card--left {
        left: 0;
    }

    .float-card--right {
        right: 0;
    }

    .hero-bg-dots {
        display: none;
    }

    .panel.approval {
        overflow: hidden;
        padding-bottom: var(--panel-py);
    }

    .approval-visual {
        justify-items: center;
        margin-top: 4px;
    }

    .approval-media {
        max-width: min(100%, 400px);
        margin-bottom: 0;
    }

    /* Approval */
    .approval {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .approval-copy {
        text-align: center;
    }

    .approval-metric {
        margin-inline: auto;
    }

    .section-title--left,
    .section-sub--left {
        text-align: center;
    }

    .section-sub--left {
        margin-inline: auto;
    }

    .pill-list {
        justify-content: center;
    }

    .approval-shape--c {
        display: none;
    }

    /* Benefits */
    .benefit-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    /* Steps */
    .steps {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 16px;
    }

    .steps::before {
        display: none;
    }

    .step:nth-child(2n)::after,
    .step:nth-child(2n)::before {
        display: none;
    }

    /* Trusted */
    .trusted-banner {
        padding: var(--panel-space);
        text-align: center;
    }

    /* Free-floating on small screens — keep the full figure visible. */
    .trusted-media {
        position: relative;
        left: auto;
        bottom: auto;
        width: min(300px, 78vw);
        margin: 0 auto 8px;
        overflow: visible;
        -webkit-mask-image: none;
        mask-image: none;
    }

    .trusted-model {
        object-position: bottom center;
    }

    .stats {
        gap: 22px 14px;
    }

    .stat:not(:last-child) {
        border-right: none;
    }

    /* About page */
    .about-hero__inner,
    .about-story__inner,
    .about-team__inner {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .about-hero__visual {
        order: 2;
        min-height: clamp(260px, 50vw, 360px);
    }

    .about-hero__copy {
        order: 1;
    }

    .about-hero__img {
        max-width: min(100%, 400px);
    }

    .about-story__media {
        max-width: min(560px, 100%);
        margin-inline: auto;
    }

    .about-mv {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .about-mv__divider {
        width: 100%;
        height: 1px;
        min-height: 0;
    }

    .about-team__gallery {
        max-width: min(520px, 100%);
        margin-inline: auto;
    }

    .about-cta {
        flex-direction: column;
        align-items: flex-start;
        text-align: left;
    }

    .about-cta__content {
        padding-left: clamp(48px, 6vw, 72px);
    }

    .about-cta__actions {
        width: 100%;
    }

    .about-cta__actions .btn {
        flex: 1 1 160px;
    }

    /* Personal Service Card */
    .psc-hero__grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .psc-hero__visual {
        order: 2;
        min-height: clamp(260px, 52vw, 360px);
    }

    .psc-hero__copy {
        order: 1;
    }

    .psc-hero__card {
        width: min(100%, 420px);
    }

    .psc-offer {
        grid-template-columns: 1fr 1fr;
        gap: 18px 0;
        padding: 22px 18px;
    }

    .psc-offer__cell {
        padding-inline: 14px;
    }

    .psc-offer__cell:nth-child(3),
    .psc-offer__cell:nth-child(4) {
        border-left: 0;
        border-top: 1px solid var(--border-soft);
        padding-top: 18px;
    }

    .psc-offer__cell:nth-child(3) {
        border-right: 1px solid var(--border-soft);
    }

    .psc-offer__cell--cta {
        justify-content: center;
    }

    .psc-use-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    .psc-why-row {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 22px 0;
    }

    .psc-why-item:nth-child(3),
    .psc-why-item:nth-child(4) {
        border-left: 0;
    }

    .psc-why-item:nth-child(2n) {
        border-left: 1px solid rgba(20, 87, 200, .12);
    }

    .psc-poss__grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .psc-support {
        flex-direction: column;
        align-items: flex-start;
        text-align: left;
    }

    .psc-support__btn {
        margin-left: 0;
        width: 100%;
        justify-content: center;
    }

    /* Footer */
    .footer-inner {
        grid-template-columns: 1fr 1fr;
        row-gap: 34px;
    }

    .footer-brand {
        grid-column: 1 / -1;
    }

    .footer-text {
        max-width: 420px;
    }
}

/* --- Large phone --- */
@media (max-width: 680px) {
    :root {
        --gutter: 16px;
        --section-space: clamp(32px, 6vw, 44px);
        --panel-space: clamp(24px, 5vw, 36px);
        --header-h: 68px;
    }

    .brand img {
        height: 55px;
    }

    .hero-title {
        letter-spacing: -.025em;
    }

    .hero-actions .btn {
        flex: 1 1 160px;
    }

    .hero-perks {
        gap: 12px 18px;
    }

    .perk {
        font-size: .8rem;
    }

    .hero-visual {
        width: 100%;
        max-width: min(360px, 100%);
        min-height: clamp(320px, 82vw, 420px);
    }

    .hero-blob {
        width: min(86%, 320px);
    }

    .hero-ring {
        width: min(90%, 340px);
    }

    .hero-model-wrap {
        width: min(96%, 320px);
    }

    .float-card--top {
        top: 2%;
        right: 0;
        left: auto;
    }

    .float-card {
        padding: 8px 11px;
        border-radius: 12px;
    }

    .float-label {
        font-size: .68rem;
    }

    .float-icon {
        width: 24px;
        height: 24px;
        border-radius: 8px;
    }

    .float-icon svg {
        width: 13px;
        height: 13px;
    }

    .float-card--left {
        left: 0;
    }

    .float-card--right {
        right: 0;
    }

    .loan-grid {
        grid-template-columns: 1fr;
    }

    .loan-desc {
        max-width: none;
    }

    .steps {
        grid-template-columns: 1fr;
        gap: 14px;
        max-width: 380px;
        margin-inline: auto;
    }

    .steps::before {
        display: none;
    }

    .step::after,
    .step::before {
        display: none !important;
    }

    .stats {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 20px 12px;
    }

    .stat:not(:last-child) {
        border-right: none;
    }

    .about-values {
        grid-template-columns: 1fr;
    }

    .about-team__gallery {
        grid-template-columns: 1fr;
        grid-template-rows: auto;
        min-height: 0;
    }

    .about-team__figure--main {
        grid-row: auto;
    }

    .about-team__figure img {
        aspect-ratio: 16 / 10;
        height: auto;
    }

    .about-cta__content {
        padding-left: 0;
    }

    .about-cta__shape {
        display: none;
    }

    .about-cta__actions {
        flex-direction: column;
    }

    .about-cta__actions .btn {
        width: 100%;
    }

    .psc-offer {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .psc-offer__cell {
        border-left: 0 !important;
        border-right: 0 !important;
        border-top: 0;
        padding-block: 14px;
    }

    .psc-offer__cell:not(:first-child) {
        border-top: 1px solid var(--border-soft);
    }

    .psc-offer__cell--cta {
        padding-top: 18px;
    }

    .psc-offer__btn {
        width: 100%;
        justify-content: center;
    }

    .psc-use-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .psc-why-row {
        grid-template-columns: 1fr;
    }

    .psc-why-item,
    .psc-why-item:nth-child(2n) {
        border-left: 0 !important;
        padding-block: 18px;
        border-bottom: 1px solid rgba(20, 87, 200, .1);
    }

    .psc-why-item:last-child {
        border-bottom: 0;
    }
}

/* --- Small phone --- */
@media (max-width: 460px) {
    .benefit-grid {
        grid-template-columns: 1fr;
        gap: 22px;
    }

    .benefit {
        display: grid;
        grid-template-columns: 52px 1fr;
        column-gap: 14px;
        align-items: start;
        padding: 18px 16px;
    }

    .benefit-icon {
        grid-row: span 2;
    }

    .benefit-name,
    .benefit-desc {
        margin-top: 0;
    }

    .benefit-desc {
        margin-top: 4px;
    }

    .hero-visual {
        width: 100%;
        max-width: min(320px, 100%);
    }

    .trusted-media {
        width: min(260px, 88vw);
    }

    .footer-inner {
        grid-template-columns: 1fr;
    }
}


/* =========================== 16. CONTACT PAGE =========================== */

.page-contact {
    --psc-soft-blue: #F4F8FF;
    --psc-soft-green: #EFFAF3;
}

.visually-hidden {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

.contact-hero {
    position: relative;
    overflow: hidden;
    padding-block: clamp(36px, 4.5vw, 56px) clamp(28px, 3.5vw, 40px);
    background:
        radial-gradient(640px 360px at 92% 12%, rgba(22, 163, 74, .07), transparent 60%),
        radial-gradient(520px 300px at 6% 80%, rgba(20, 87, 200, .06), transparent 58%),
        linear-gradient(180deg, #FAFCFF 0%, var(--white) 48%, var(--psc-soft-blue) 100%);
}

.contact-hero__grid {
    display: grid;
    grid-template-columns: .9fr 1.05fr 1.05fr;
    align-items: start;
    gap: clamp(20px, 2.5vw, 36px);
}

.contact-label {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 14px;
    color: var(--brand-green);
    font-size: .78rem;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
}

.contact-label__dots {
    width: 28px;
    height: 28px;
    color: rgba(22, 163, 74, .45);
    background-image: radial-gradient(currentColor 1.5px, transparent 1.6px);
    background-size: 8px 8px;
}

.contact-hero__title {
    font-size: clamp(2rem, 1.3rem + 2.4vw, 2.85rem);
    font-weight: 800;
    letter-spacing: -.03em;
    line-height: 1.15;
    color: var(--deep-blue);
}

.contact-hero__text {
    margin-top: 16px;
    max-width: 360px;
    font-size: .95rem;
    line-height: 1.7;
    color: var(--body-text);
}

.contact-hero__accent {
    display: block;
    width: 48px;
    height: 3px;
    margin-top: 16px;
    border-radius: var(--r-pill);
    background: var(--brand-green);
}

.contact-channels {
    display: grid;
    gap: 22px;
    margin-top: 28px;
}

.contact-channel {
    display: flex;
    align-items: flex-start;
    gap: 14px;
}

.contact-channel__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 48px;
    height: 48px;
    border-radius: 50%;
}

.contact-channel__icon svg {
    width: 22px;
    height: 22px;
}

.contact-channel__icon--green {
    background: var(--psc-soft-green);
    color: var(--brand-green);
}

.contact-channel__icon--blue {
    background: var(--psc-soft-blue);
    color: var(--primary-blue);
}

.contact-channel__icon--mint {
    background: #E8F8EF;
    color: var(--brand-green);
}

.contact-channel__title {
    font-size: .78rem;
    font-weight: 600;
    color: var(--body-text);
}

.contact-channel__main {
    display: block;
    margin-top: 2px;
    font-size: 1rem;
    font-weight: 700;
    color: var(--dark-text);
    transition: color .2s var(--ease);
}

a.contact-channel__main:hover {
    color: var(--primary-blue);
}

.contact-channel__sub {
    margin-top: 2px;
    font-size: .82rem;
    color: var(--body-text);
}

/* Form card */
.contact-form-wrap {
    position: relative;
    z-index: 1;
}

.contact-form {
    padding: clamp(24px, 2.8vw, 34px);
    border-radius: var(--r-xl);
    background: var(--white);
    border: 1px solid var(--border-soft);
    box-shadow: var(--shadow-md);
}

.contact-form__title {
    font-size: clamp(1.25rem, 1.05rem + .6vw, 1.5rem);
    font-weight: 700;
    color: var(--deep-blue);
}

.contact-form__accent {
    display: block;
    width: 44px;
    height: 3px;
    margin-top: 10px;
    margin-bottom: 22px;
    border-radius: var(--r-pill);
    background: var(--brand-green);
}

.contact-form__row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.form-field {
    position: relative;
    margin-bottom: 14px;
}

.form-field__icon {
    position: absolute;
    left: 14px;
    top: 15px;
    z-index: 1;
    display: grid;
    place-items: center;
    width: 18px;
    height: 18px;
    color: #8A9DB0;
    pointer-events: none;
}

.form-field__icon svg {
    width: 18px;
    height: 18px;
}

.form-field input,
.form-field textarea {
    width: 100%;
    padding: 14px 14px 14px 44px;
    border: 1px solid var(--border);
    border-radius: var(--r-sm);
    background: var(--white);
    color: var(--dark-text);
    font: inherit;
    font-size: .92rem;
    line-height: 1.4;
    transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
    resize: vertical;
}

.form-field textarea {
    min-height: 120px;
}

.form-field input::placeholder,
.form-field textarea::placeholder {
    color: #9AABC0;
}

.form-field input:focus,
.form-field textarea:focus {
    outline: none;
    border-color: rgba(20, 87, 200, .45);
    box-shadow: 0 0 0 3px rgba(20, 87, 200, .12);
}

.form-field.is-invalid input,
.form-field.is-invalid textarea {
    border-color: #E11D48;
}

.form-field__error {
    margin-top: 6px;
    font-size: .78rem;
    color: #E11D48;
}

.contact-form__success {
    margin-bottom: 14px;
    padding: 12px 14px;
    border-radius: var(--r-sm);
    background: var(--psc-soft-green);
    border: 1px solid rgba(22, 163, 74, .2);
    color: var(--brand-green-dark);
    font-size: .9rem;
    font-weight: 600;
}

.contact-form__submit {
    width: 100%;
    gap: 10px;
    margin-top: 4px;
    padding-block: 15px;
}

.contact-form__submit svg {
    width: 18px;
    height: 18px;
}

/* Illustration */
.contact-visual {
    display: grid;
    place-items: center;
    align-self: center;
    min-height: clamp(280px, 34vw, 460px);
}

.contact-visual__img {
    width: min(100%, 480px);
    height: auto;
    object-fit: contain;
    filter: drop-shadow(0 20px 40px rgba(11, 47, 103, .1));
    animation: contactFloat 6.5s ease-in-out infinite;
}

@keyframes contactFloat {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

/* Info strip */
.contact-strip-section {
    padding-block: clamp(20px, 3vw, 36px) clamp(40px, 5vw, 56px);
}

.contact-strip {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 0;
    padding: clamp(26px, 3vw, 34px) clamp(20px, 2.5vw, 28px);
    border-radius: var(--r-xl);
    background: var(--white);
    border: 1px solid var(--border-soft);
    box-shadow: var(--shadow-sm);
}

.contact-strip__item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding-inline: clamp(12px, 1.5vw, 20px);
}

.contact-strip__item:not(:first-child) {
    border-left: 1px solid var(--border-soft);
}

.contact-strip__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 48px;
    height: 48px;
    border-radius: 50%;
}

.contact-strip__icon svg {
    width: 22px;
    height: 22px;
}

.contact-strip__icon--green {
    background: var(--psc-soft-green);
    color: var(--brand-green);
}

.contact-strip__icon--blue {
    background: var(--psc-soft-blue);
    color: var(--primary-blue);
}

.contact-strip__icon--mint {
    background: #E8F8EF;
    color: var(--brand-green);
}

.contact-strip__title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--dark-text);
}

.contact-strip__text {
    margin-top: 8px;
    font-size: .84rem;
    line-height: 1.6;
    color: var(--body-text);
}

@media (max-width: 1080px) {
    .contact-hero__grid {
        grid-template-columns: 1fr 1.1fr;
        gap: 28px;
    }

    .contact-visual {
        grid-column: 1 / -1;
        order: 3;
        max-width: 440px;
        margin-inline: auto;
        min-height: 0;
    }

    .contact-strip {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 24px 0;
        row-gap: 24px;
    }

    .contact-strip__item:nth-child(3),
    .contact-strip__item:nth-child(4) {
        border-left: 0;
        border-top: 1px solid var(--border-soft);
        padding-top: 24px;
    }

    .contact-strip__item:nth-child(3) {
        border-right: 1px solid var(--border-soft);
    }

    .contact-strip__item:nth-child(2n) {
        border-left: 1px solid var(--border-soft);
    }
}

@media (max-width: 940px) {
    .contact-hero__grid {
        grid-template-columns: 1fr;
    }

    .contact-info {
        order: 1;
    }

    .contact-form-wrap {
        order: 2;
    }

    .contact-visual {
        order: 3;
        grid-column: auto;
        max-width: min(400px, 94%);
    }

    .contact-hero__text {
        max-width: none;
    }
}

@media (max-width: 680px) {
    .contact-form__row {
        grid-template-columns: 1fr;
    }

    .contact-strip {
        grid-template-columns: 1fr;
        gap: 0;
        padding: 20px 18px;
    }

    .contact-strip__item,
    .contact-strip__item:nth-child(2n),
    .contact-strip__item:nth-child(3),
    .contact-strip__item:nth-child(4) {
        border-left: 0 !important;
        border-right: 0 !important;
        border-top: 0;
        padding-inline: 0;
        padding-block: 18px;
    }

    .contact-strip__item:not(:first-child) {
        border-top: 1px solid var(--border-soft);
    }

    .contact-strip__item:first-child {
        padding-top: 4px;
    }

    .contact-strip__item:last-child {
        padding-bottom: 4px;
    }
}


/* ===================== 17. OTP VERIFICATION PAGE ======================== */

.page-otp {
    min-height: 100vh;
    min-height: 100dvh;
    background: #FAFCFF;
    overflow-x: clip;
}

.page-otp .pl-header {
    background: #FAFCFF;
    border-bottom-color: rgba(238, 243, 250, .9);
}

.otp-page {
    position: relative;
    min-height: calc(100vh - 76px);
    min-height: calc(100dvh - 76px);
    isolation: isolate;
    overflow: hidden;
}

.otp-page__glow {
    position: absolute;
    pointer-events: none;
    border-radius: 50%;
    filter: blur(60px);
}

.otp-page__glow--blue {
    top: 8%;
    right: 10%;
    width: min(42vw, 420px);
    height: min(42vw, 420px);
    background: rgba(20, 87, 200, .1);
}

.otp-page__glow--green {
    bottom: 12%;
    left: 8%;
    width: min(38vw, 380px);
    height: min(38vw, 380px);
    background: rgba(22, 163, 74, .08);
}

.otp-page__dots {
    position: absolute;
    top: 6%;
    left: 5%;
    width: 90px;
    height: 72px;
    background-image: radial-gradient(rgba(20, 87, 200, .18) 1.4px, transparent 1.5px);
    background-size: 12px 12px;
    pointer-events: none;
}

.otp-page__ring {
    position: absolute;
    border-radius: 50%;
    border: 1px solid rgba(20, 87, 200, .08);
    pointer-events: none;
}

.otp-page__ring--1 {
    top: 14%;
    right: 6%;
    width: min(28vw, 280px);
    height: min(28vw, 280px);
}

.otp-page__ring--2 {
    bottom: 18%;
    left: 4%;
    width: min(22vw, 220px);
    height: min(22vw, 220px);
    border-color: rgba(22, 163, 74, .1);
}

.otp-page__wave {
    position: absolute;
    bottom: 0;
    width: min(48vw, 480px);
    height: min(22vw, 220px);
    pointer-events: none;
    opacity: .55;
}

.otp-page__wave--blue {
    left: -4%;
    background: radial-gradient(ellipse at bottom left, rgba(20, 87, 200, .12), transparent 68%);
}

.otp-page__wave--green {
    right: -4%;
    background: radial-gradient(ellipse at bottom right, rgba(22, 163, 74, .1), transparent 68%);
}

.otp-container {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    min-height: calc(100vh - 76px);
    min-height: calc(100dvh - 76px);
    padding: clamp(20px, 3vw, 36px) clamp(16px, 2vw, 24px);
}

.otp-card {
    width: min(100%, 580px);
    padding: clamp(28px, 4vw, 44px) clamp(22px, 4vw, 40px) clamp(22px, 3vw, 28px);
    border-radius: 28px;
    background: var(--white);
    border: 1px solid #E8F0FA;
    box-shadow: 0 18px 50px rgba(16, 42, 67, .08);
}

/* Illustration */

.otp-illustration {
    position: relative;
    width: min(100%, 190px);
    height: 170px;
    margin: 0 auto 22px;
}

.otp-illustration__glow {
    position: absolute;
    inset: 18% 12% 8%;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(20, 87, 200, .16), transparent 70%);
}

.otp-illustration__ring {
    position: absolute;
    top: 50%;
    left: 50%;
    border-radius: 50%;
    border: 1.5px solid rgba(20, 87, 200, .12);
    transform: translate(-50%, -50%);
}

.otp-illustration__ring--1 {
    width: 168px;
    height: 168px;
}

.otp-illustration__ring--2 {
    width: 140px;
    height: 140px;
    border-color: rgba(20, 87, 200, .1);
}

.otp-illustration__ring--3 {
    width: 112px;
    height: 112px;
    border-color: rgba(20, 87, 200, .08);
}

.otp-illustration__dot {
    position: absolute;
    width: 7px;
    height: 7px;
    border-radius: 50%;
}

.otp-illustration__dot--1 {
    top: 18%;
    left: 18%;
    background: rgba(20, 87, 200, .35);
}

.otp-illustration__dot--2 {
    top: 28%;
    right: 14%;
    background: rgba(22, 163, 74, .4);
}

.otp-illustration__dot--3 {
    bottom: 22%;
    left: 24%;
    background: rgba(20, 87, 200, .25);
}

.otp-illustration__shield {
    position: absolute;
    top: 50%;
    left: 50%;
    width: 108px;
    height: auto;
    transform: translate(-50%, -52%);
    filter: drop-shadow(0 10px 22px rgba(20, 87, 200, .18));
}

.otp-illustration__badge {
    position: absolute;
    right: calc(50% - 62px);
    bottom: 18%;
    display: grid;
    place-items: center;
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: var(--brand-green);
    color: #fff;
    box-shadow: 0 6px 14px rgba(22, 163, 74, .32);
}

.otp-illustration__badge svg {
    width: 14px;
    height: 14px;
}

/* Title & phone */

.otp-title {
    text-align: center;
    font-size: clamp(1.55rem, 1.2rem + 1.4vw, 2rem);
    font-weight: 800;
    letter-spacing: -.03em;
    color: var(--dark-text);
}

.otp-title span {
    color: var(--brand-green);
}

.otp-desc {
    margin: 10px 0 0;
    text-align: center;
    font-size: 14px;
    color: var(--body-text);
}

.otp-phone {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 8px 10px;
    margin-top: 14px;
}

.otp-phone__icon {
    display: grid;
    place-items: center;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: #F4F8FF;
    color: var(--primary-blue);
}

.otp-phone__icon svg {
    width: 15px;
    height: 15px;
}

.otp-phone__number {
    font-size: 16px;
    font-weight: 700;
    color: var(--dark-text);
    letter-spacing: .01em;
}

.otp-phone__change {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 0;
    border: 0;
    background: none;
    font: inherit;
    font-size: 13px;
    font-weight: 600;
    color: var(--primary-blue);
    cursor: pointer;
    text-decoration: none;
}

.otp-phone__change svg {
    width: 13px;
    height: 13px;
}

.otp-phone__change:hover {
    color: var(--primary-blue-dark);
}

/* OTP inputs */

.otp-form {
    margin-top: 26px;
}

.otp-inputs {
    display: flex;
    justify-content: center;
    gap: clamp(10px, 2.5vw, 16px);
}

.otp-input {
    width: 64px;
    height: 64px;
    padding: 0;
    border: 1.5px solid #D9E4F2;
    border-radius: 14px;
    background: #fff;
    font: inherit;
    font-size: 26px;
    font-weight: 700;
    text-align: center;
    color: var(--dark-text);
    caret-color: var(--primary-blue);
    transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
}

.otp-input:focus {
    outline: none;
    border-color: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(20, 87, 200, .12);
}

.otp-input.is-filled {
    border-color: rgba(20, 87, 200, .35);
}

.otp-error {
    margin: 12px 0 0;
    text-align: center;
    font-size: 13px;
    color: #DC2626;
}

.otp-success {
    margin: 12px 0 0;
    padding: 10px 14px;
    border-radius: 12px;
    background: #EFFAF3;
    text-align: center;
    font-size: 14px;
    font-weight: 600;
    color: var(--brand-green);
}

/* Timer */

.otp-timer {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-top: 22px;
    font-size: 13px;
    color: var(--body-text);
}

.otp-timer__icon {
    width: 16px;
    height: 16px;
    color: var(--brand-green);
    flex: none;
}

.otp-timer strong {
    font-weight: 700;
    color: var(--primary-blue);
}

.otp-timer.is-expired strong {
    color: #DC2626;
}

/* Verify button */

.otp-verify-btn {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    height: 54px;
    margin-top: 18px;
    padding: 0 52px;
    border: 0;
    border-radius: 14px;
    background: linear-gradient(90deg, var(--primary-blue), var(--brand-green));
    color: #fff;
    font: inherit;
    font-size: 16px;
    font-weight: 700;
    cursor: pointer;
    box-shadow: 0 12px 26px rgba(20, 87, 200, .24);
    transition: transform .25s var(--ease), box-shadow .25s var(--ease), opacity .25s var(--ease);
}

.otp-verify-btn__label {
    text-align: center;
}

.otp-verify-btn__icon {
    position: absolute;
    top: 50%;
    display: grid;
    place-items: center;
    transform: translateY(-50%);
}

.otp-verify-btn__icon svg {
    width: 18px;
    height: 18px;
}

.otp-verify-btn__icon--left {
    left: 20px;
}

.otp-verify-btn__icon--right {
    right: 20px;
}

.otp-verify-btn:hover:not(:disabled) {
    transform: translateY(-1px);
    box-shadow: 0 16px 32px rgba(20, 87, 200, .3);
}

.otp-verify-btn:active:not(:disabled) {
    transform: translateY(0);
}

.otp-verify-btn:disabled {
    opacity: .55;
    cursor: not-allowed;
    box-shadow: none;
}

/* Resend */

.otp-resend {
    margin-top: 20px;
    text-align: center;
}

.otp-resend__text {
    margin: 0;
    font-size: 13px;
    color: var(--body-text);
}

.otp-resend__btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: 6px;
    padding: 0;
    border: 0;
    background: none;
    font: inherit;
    font-size: 14px;
    font-weight: 700;
    color: var(--primary-blue);
    cursor: pointer;
    transition: color .2s var(--ease), opacity .2s var(--ease);
}

.otp-resend__btn svg {
    width: 16px;
    height: 16px;
}

.otp-resend__btn:hover:not(:disabled) {
    color: var(--primary-blue-dark);
}

.otp-resend__btn:disabled {
    color: #8A9DB0;
    cursor: not-allowed;
}

/* Security panel */

.otp-security {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-top: 24px;
    padding: 14px 16px;
    border-radius: 14px;
    background: #EFFAF3;
}

.otp-security__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: var(--brand-green);
    color: #fff;
}

.otp-security__icon svg {
    width: 16px;
    height: 16px;
}

.otp-security p {
    margin: 0;
    font-size: 13px;
    line-height: 1.45;
    color: var(--body-text);
}

.otp-security strong {
    color: var(--dark-text);
    font-weight: 700;
}

@media (max-width: 480px) {
    .otp-container {
        padding-inline: 16px;
    }

    .otp-card {
        width: calc(100% - 0px);
        max-width: calc(100vw - 32px);
        padding-inline: 20px;
        border-radius: 22px;
    }

    .otp-illustration {
        width: 150px;
        height: 140px;
        margin-bottom: 18px;
    }

    .otp-illustration__shield {
        width: 88px;
    }

    .otp-illustration__ring--1 {
        width: 138px;
        height: 138px;
    }

    .otp-illustration__ring--2 {
        width: 116px;
        height: 116px;
    }

    .otp-illustration__ring--3 {
        width: 94px;
        height: 94px;
    }

    .otp-illustration__badge {
        right: calc(50% - 52px);
        width: 26px;
        height: 26px;
    }

    .otp-input {
        width: 52px;
        height: 52px;
        font-size: 22px;
        border-radius: 12px;
    }

    .otp-verify-btn {
        height: 52px;
        font-size: 15px;
    }

    .otp-page__dots {
        width: 64px;
        height: 52px;
    }
}


/* ===================== 18. LOAN DETAILS PAGE ========================== */

.page-details {
    min-height: 100vh;
    min-height: 100dvh;
    background: #FAFCFF;
    overflow-x: clip;
}

.page-details .pl-header {
    background: #FAFCFF;
    border-bottom-color: rgba(238, 243, 250, .9);
}

.details-page {
    position: relative;
    min-height: calc(100vh - 76px);
    min-height: calc(100dvh - 76px);
    isolation: isolate;
    overflow: hidden;
}

.details-page__glow {
    position: absolute;
    pointer-events: none;
    border-radius: 50%;
    filter: blur(70px);
}

.details-page__glow--blue {
    top: 4%;
    right: 8%;
    width: min(40vw, 400px);
    height: min(40vw, 400px);
    background: rgba(20, 87, 200, .09);
}

.details-page__glow--green {
    bottom: 8%;
    left: 6%;
    width: min(36vw, 360px);
    height: min(36vw, 360px);
    background: rgba(22, 163, 74, .07);
}

.details-page__dots {
    position: absolute;
    pointer-events: none;
    background-image: radial-gradient(rgba(20, 87, 200, .16) 1.4px, transparent 1.5px);
    background-size: 12px 12px;
}

.details-page__dots--1 {
    top: 10%;
    left: 4%;
    width: 80px;
    height: 64px;
}

.details-page__dots--2 {
    bottom: 16%;
    right: 5%;
    width: 64px;
    height: 52px;
}

.details-page__ring {
    position: absolute;
    border-radius: 50%;
    border: 1px solid rgba(20, 87, 200, .07);
    pointer-events: none;
}

.details-page__ring--1 {
    top: 18%;
    right: 4%;
    width: min(24vw, 240px);
    height: min(24vw, 240px);
}

.details-page__ring--2 {
    bottom: 22%;
    left: 3%;
    width: min(18vw, 180px);
    height: min(18vw, 180px);
    border-color: rgba(22, 163, 74, .08);
}

.details-page__wave {
    position: absolute;
    bottom: 0;
    width: min(44vw, 440px);
    height: min(20vw, 200px);
    pointer-events: none;
    opacity: .5;
}

.details-page__wave--blue {
    left: -3%;
    background: radial-gradient(ellipse at bottom left, rgba(20, 87, 200, .1), transparent 68%);
}

.details-page__wave--green {
    right: -3%;
    background: radial-gradient(ellipse at bottom right, rgba(22, 163, 74, .08), transparent 68%);
}

.details-container {
    position: relative;
    z-index: 1;
    width: min(100%, 1180px);
    margin: 0 auto;
    padding: clamp(20px, 3vw, 32px) clamp(16px, 2.5vw, 24px) clamp(32px, 4vw, 48px);
}

/* Progress steps */

.details-steps {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 0;
    max-width: 720px;
    margin: 0 auto clamp(20px, 3vw, 28px);
}

.details-steps__item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    min-width: 0;
    flex: 0 1 140px;
}

.details-steps__num {
    display: grid;
    place-items: center;
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: #F4F8FF;
    border: 2px solid #D9E4F2;
    font-size: 13px;
    font-weight: 700;
    color: #8A9DB0;
}

.details-steps__label {
    font-size: 12px;
    font-weight: 600;
    color: #8A9DB0;
    text-align: center;
    line-height: 1.3;
}

.details-steps__item.is-active .details-steps__num {
    background: linear-gradient(135deg, var(--primary-blue), var(--brand-green));
    border-color: transparent;
    color: #fff;
    box-shadow: 0 6px 16px rgba(20, 87, 200, .22);
}

.details-steps__item.is-active .details-steps__label {
    color: var(--primary-blue);
    font-weight: 700;
}

.details-steps__line:first-of-type {
    background: linear-gradient(90deg, var(--primary-blue) 50%, #E4ECF7 50%);
}

.details-steps__line {
    flex: 1;
    height: 2px;
    margin-top: 18px;
    min-width: 24px;
    max-width: 120px;
}

.details-steps__line:last-of-type {
    background: #E4ECF7;
}

.details-card {
    padding: clamp(24px, 3.5vw, 36px) clamp(20px, 3.5vw, 40px) clamp(24px, 3vw, 32px);
    border-radius: 24px;
    background: var(--white);
    border: 1px solid #E8F0FA;
    box-shadow: 0 16px 48px rgba(16, 42, 67, .07);
}

/* Form header */

.details-header {
    display: flex;
    align-items: center;
    gap: clamp(16px, 2.5vw, 24px);
    margin-bottom: clamp(22px, 3vw, 30px);
    padding-bottom: clamp(18px, 2.5vw, 24px);
    border-bottom: 1px solid #EEF3FA;
}

.details-header__visual {
    position: relative;
    flex: none;
    width: 88px;
    height: 88px;
}

.details-header__glow {
    position: absolute;
    inset: 0;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(20, 87, 200, .12), transparent 70%);
}

.details-header__ring {
    position: absolute;
    inset: 4px;
    border-radius: 50%;
    border: 1.5px solid rgba(20, 87, 200, .1);
}

.details-header__clipboard {
    position: absolute;
    top: 50%;
    left: 50%;
    width: 56px;
    height: auto;
    transform: translate(-50%, -50%);
}

.details-header__badge {
    position: absolute;
    right: 4px;
    bottom: 6px;
    display: grid;
    place-items: center;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--brand-green);
    color: #fff;
    box-shadow: 0 4px 10px rgba(22, 163, 74, .28);
}

.details-header__badge svg {
    width: 12px;
    height: 12px;
}

.details-header__title {
    font-size: clamp(1.35rem, 1.1rem + 1vw, 1.75rem);
    font-weight: 800;
    letter-spacing: -.03em;
    color: var(--dark-text);
    line-height: 1.2;
}

.details-header__title span {
    color: var(--brand-green);
}

.details-header__sub {
    margin: 6px 0 0;
    font-size: 13.5px;
    line-height: 1.55;
    color: var(--body-text);
    max-width: 520px;
}

/* Form grid */

.details-form__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px 20px;
}

.details-field__label {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    margin-bottom: 8px;
    font-size: 13px;
    font-weight: 600;
    color: var(--dark-text);
}

.details-field__label svg {
    width: 15px;
    height: 15px;
    color: var(--brand-green);
    flex: none;
}

.details-field__input,
.details-field__select {
    width: 100%;
    height: 48px;
    padding: 0 14px;
    border: 1.5px solid #D9E4F2;
    border-radius: 12px;
    background: #fff;
    font: inherit;
    font-size: 14px;
    color: var(--dark-text);
    transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
}

.details-field__input::placeholder {
    color: #8A9DB0;
}

.details-field__input:focus,
.details-field__select:focus {
    outline: none;
    border-color: rgba(20, 87, 200, .45);
    box-shadow: 0 0 0 3px rgba(20, 87, 200, .1);
}

.details-field__currency {
    display: flex;
    align-items: stretch;
    height: 48px;
    border: 1.5px solid #D9E4F2;
    border-radius: 12px;
    background: #fff;
    overflow: hidden;
    transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
}

.details-field__currency:focus-within {
    border-color: rgba(20, 87, 200, .45);
    box-shadow: 0 0 0 3px rgba(20, 87, 200, .1);
}

.details-field__prefix {
    display: flex;
    align-items: center;
    padding: 0 0 0 14px;
    font-size: 14px;
    font-weight: 700;
    color: #8A9DB0;
}

.details-field__currency .details-field__input {
    height: 100%;
    border: 0;
    border-radius: 0;
    box-shadow: none;
    padding-left: 8px;
}

.details-field__currency .details-field__input:focus {
    box-shadow: none;
}

.details-field__select-wrap {
    position: relative;
}

.details-field__select {
    appearance: none;
    -webkit-appearance: none;
    padding-right: 40px;
    cursor: pointer;
    color: var(--dark-text);
}

.details-field__select:invalid,
.details-field__select option[value=""] {
    color: #8A9DB0;
}

.details-field__chevron {
    position: absolute;
    top: 50%;
    right: 14px;
    width: 16px;
    height: 16px;
    color: #8A9DB0;
    pointer-events: none;
    transform: translateY(-50%);
}

.details-field.is-invalid .details-field__input,
.details-field.is-invalid .details-field__currency,
.details-field.is-invalid .details-field__select {
    border-color: #DC2626;
}

.details-field.is-invalid .details-field__currency:focus-within {
    box-shadow: 0 0 0 3px rgba(220, 38, 38, .1);
}

.details-field__error {
    margin: 6px 0 0;
    font-size: 12px;
    color: #DC2626;
}

/* Employment */

.details-employment {
    margin: 22px 0 0;
    padding: 0;
    border: 0;
}

.details-employment__legend {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    margin-bottom: 12px;
    font-size: 13px;
    font-weight: 600;
    color: var(--dark-text);
}

.details-employment__legend svg {
    width: 15px;
    height: 15px;
    color: var(--brand-green);
}

.details-employment__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}

.details-employment__card {
    position: relative;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 18px;
    border: 1.5px solid #D9E4F2;
    border-radius: 14px;
    background: #fff;
    cursor: pointer;
    transition: border-color .2s var(--ease), background .2s var(--ease), box-shadow .2s var(--ease);
}

.details-employment__card input {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
}

.details-employment__card:hover {
    border-color: rgba(20, 87, 200, .25);
}

.details-employment__card.is-selected,
.details-employment__card:has(input:checked) {
    border-color: var(--primary-blue);
    background: #F4F8FF;
    box-shadow: 0 4px 14px rgba(20, 87, 200, .08);
}

.details-employment__radio {
    flex: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    border: 2px solid #C5D4E8;
    background: #fff;
    transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
}

.details-employment__card:has(input:checked) .details-employment__radio {
    border-color: var(--primary-blue);
    box-shadow: inset 0 0 0 4px var(--primary-blue);
}

.details-employment__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #EFFAF3;
    color: var(--brand-green);
}

.details-employment__icon svg {
    width: 18px;
    height: 18px;
}

.details-employment__copy {
    display: flex;
    flex-direction: column;
    gap: 2px;
    min-width: 0;
}

.details-employment__copy strong {
    font-size: 14px;
    font-weight: 700;
    color: var(--dark-text);
}

.details-employment__copy span {
    font-size: 12px;
    color: var(--body-text);
}

.details-employment__card:focus-within {
    outline: 2px solid rgba(20, 87, 200, .35);
    outline-offset: 2px;
}

/* Security panel */

.details-security {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    margin-top: 22px;
    padding: 16px 18px;
    border-radius: 14px;
    background: #EFFAF3;
}

.details-security__copy {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    min-width: 0;
}

.details-security__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: var(--brand-green);
    color: #fff;
}

.details-security__icon svg {
    width: 16px;
    height: 16px;
}

.details-security__title {
    margin: 0;
    font-size: 14px;
    font-weight: 700;
    color: var(--dark-text);
}

.details-security__sub {
    margin: 3px 0 0;
    font-size: 12px;
    line-height: 1.45;
    color: var(--body-text);
}

.details-security__lock {
    position: relative;
    flex: none;
    display: grid;
    place-items: center;
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: var(--brand-green);
    color: #fff;
    box-shadow: 0 8px 18px rgba(22, 163, 74, .24);
}

.details-security__lock svg {
    width: 22px;
    height: 22px;
}

.details-security__lock-glow {
    position: absolute;
    inset: -8px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(22, 163, 74, .2), transparent 70%);
    pointer-events: none;
}

.details-security__lock-badge {
    position: absolute;
    right: -2px;
    bottom: -2px;
    display: grid;
    place-items: center;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--primary-blue);
    color: #fff;
    border: 2px solid #EFFAF3;
}

.details-security__lock-badge svg {
    width: 10px;
    height: 10px;
}

/* Submit button */

.details-submit {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    height: 56px;
    margin-top: 22px;
    padding: 0 52px;
    border: 0;
    border-radius: 14px;
    background: linear-gradient(90deg, var(--primary-blue), var(--brand-green));
    color: #fff;
    font: inherit;
    font-size: 16px;
    font-weight: 700;
    cursor: pointer;
    box-shadow: 0 12px 28px rgba(20, 87, 200, .24);
    transition: transform .25s var(--ease), box-shadow .25s var(--ease);
}

.details-submit__arrow {
    position: absolute;
    right: 22px;
    top: 50%;
    display: grid;
    place-items: center;
    transform: translateY(-50%);
}

.details-submit__arrow svg {
    width: 18px;
    height: 18px;
}

.details-submit:hover {
    transform: translateY(-1px);
    box-shadow: 0 16px 34px rgba(20, 87, 200, .3);
}

.details-submit:active {
    transform: translateY(0);
}

@media (max-width: 768px) {
    .details-form__grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .details-header {
        flex-direction: column;
        align-items: flex-start;
        text-align: left;
    }

    .details-header__visual {
        width: 76px;
        height: 76px;
    }

    .details-employment__grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 600px) {
    .details-steps {
        gap: 0;
        max-width: 100%;
    }

    .details-steps__item {
        flex: 1;
    }

    .details-steps__num {
        width: 34px;
        height: 34px;
        font-size: 12px;
    }

    .details-steps__label {
        font-size: 10.5px;
    }

    .details-steps__line {
        min-width: 12px;
        max-width: 48px;
        margin-top: 16px;
    }

    .details-card {
        padding-inline: 18px;
        border-radius: 20px;
    }

    .details-security {
        flex-direction: row;
        align-items: center;
    }

    .details-security__lock {
        width: 44px;
        height: 44px;
    }

    .details-security__lock svg {
        width: 18px;
        height: 18px;
    }

    .details-submit {
        height: 52px;
        font-size: 15px;
    }
}

@media (max-width: 380px) {
    .details-employment__card {
        padding: 14px;
        gap: 10px;
    }

    .details-employment__icon {
        width: 36px;
        height: 36px;
    }
}


/* ========================= EMI CALCULATOR PAGE ========================== */

.page-emi-calc {
    background: #FAFCFF;
}

.gm-emi-hero {
    position: relative;
    overflow: hidden;
    padding: 36px 0 8px;
    background:
        radial-gradient(420px 220px at 88% 0%, rgba(20, 87, 200, .08), transparent 70%),
        radial-gradient(360px 200px at 8% 100%, rgba(22, 163, 74, .07), transparent 70%);
}

.gm-emi-hero__dots {
    position: absolute;
    top: 18px;
    right: 8%;
    width: 72px;
    height: 54px;
    pointer-events: none;
    background-image: radial-gradient(rgba(20, 87, 200, .16) 1.4px, transparent 1.5px);
    background-size: 12px 12px;
}

.gm-emi-hero .breadcrumb {
    margin-bottom: 10px;
}

.gm-emi-hero__title {
    font-size: clamp(1.8rem, 1.3rem + 2vw, 2.5rem);
    font-weight: 800;
    letter-spacing: -.03em;
    color: var(--dark-text);
}

.gm-emi-hero__text {
    margin-top: 8px;
    max-width: 520px;
    font-size: 15px;
    color: var(--body-text);
}

.gm-emi {
    position: relative;
    isolation: isolate;
    padding: 28px 0 64px;
    overflow: hidden;
}

.gm-emi__glow {
    position: absolute;
    pointer-events: none;
    border-radius: 50%;
    filter: blur(70px);
}

.gm-emi__glow--blue {
    top: 8%;
    right: 4%;
    width: min(36vw, 340px);
    height: min(36vw, 340px);
    background: rgba(20, 87, 200, .08);
}

.gm-emi__glow--green {
    bottom: 6%;
    left: 2%;
    width: min(32vw, 300px);
    height: min(32vw, 300px);
    background: rgba(22, 163, 74, .07);
}

.gm-emi__layout {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: minmax(0, .92fr) minmax(0, 1.18fr);
    gap: 22px;
    align-items: start;
}

.gm-emi-card {
    padding: 26px 24px;
    border-radius: 22px;
    background: #fff;
    border: 1px solid #E8F0FA;
    box-shadow: 0 16px 44px rgba(16, 42, 67, .07);
}

.gm-emi-card__head {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 22px;
}

.gm-emi-card__icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: linear-gradient(145deg, rgba(20, 87, 200, .1), rgba(22, 163, 74, .12));
    color: var(--primary-blue);
}

.gm-emi-card__icon svg {
    width: 22px;
    height: 22px;
}

.gm-emi-card__title {
    font-size: 1.15rem;
    font-weight: 800;
    letter-spacing: -.02em;
    color: var(--dark-text);
}

.gm-emi-card__sub {
    margin-top: 3px;
    font-size: 13px;
    color: var(--body-text);
}

.gm-emi-field + .gm-emi-field {
    margin-top: 18px;
}

.gm-emi-label {
    display: block;
    font-size: 13.5px;
    font-weight: 600;
    color: var(--dark-text);
}

.gm-emi-label small {
    font-weight: 500;
    color: var(--body-text);
}

.gm-emi-label-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 8px;
}

.gm-emi-label-row .gm-emi-label {
    margin: 0;
}

.gm-emi-amount {
    display: flex;
    margin-top: 8px;
    border: 1px solid #D9E4F2;
    border-radius: 12px;
    overflow: hidden;
    background: #fff;
}

.gm-emi-amount__prefix {
    display: grid;
    place-items: center;
    padding: 0 14px;
    background: #F7FAFF;
    border-right: 1px solid #D9E4F2;
    font-weight: 700;
    color: var(--primary-blue);
}

.gm-emi-amount input,
.gm-emi-tenure input,
.gm-emi-tenure select {
    width: 100%;
    min-width: 0;
    border: 0;
    background: transparent;
    padding: 12px 14px;
    font: inherit;
    font-size: 15px;
    font-weight: 600;
    color: var(--dark-text);
    outline: none;
}

.gm-emi-amount__chip {
    flex: none;
    padding: 0 14px;
    border: 0;
    border-left: 1px solid #D9E4F2;
    background: #F7FAFF;
    font: inherit;
    font-size: 13px;
    font-weight: 700;
    color: var(--primary-blue);
    cursor: pointer;
}

.gm-emi-amount__chip:hover {
    background: var(--primary-blue);
    color: #fff;
}

.gm-emi-hint {
    margin-top: 6px;
    font-size: 12.5px;
    color: var(--body-text);
}

.gm-emi-hint--inline {
    margin: 0;
}

.gm-emi-rate {
    display: inline-flex;
    align-items: center;
    padding: 4px 10px;
    border-radius: 8px;
    background: rgba(20, 87, 200, .08);
    color: var(--primary-blue);
    font-size: 13px;
    font-weight: 700;
}

.gm-emi-range {
    width: 100%;
    height: 6px;
    margin: 8px 0 0;
    accent-color: var(--primary-blue);
    cursor: pointer;
}

.gm-emi-tenure {
    display: grid;
    grid-template-columns: 1.4fr .9fr;
    gap: 10px;
    margin-top: 8px;
}

.gm-emi-tenure input,
.gm-emi-tenure select {
    border: 1px solid #D9E4F2;
    border-radius: 12px;
    background: #fff;
}

.gm-emi-tenure select {
    cursor: pointer;
}

.gm-emi-actions {
    display: grid;
    gap: 10px;
    margin-top: 22px;
}

.gm-emi-btn {
    width: 100%;
    min-height: 50px;
}

.gm-emi-btn svg {
    width: 16px;
    height: 16px;
}

.gm-emi-results {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
    margin-top: 22px;
    padding-top: 18px;
    border-top: 1px solid #EEF3FA;
    text-align: center;
}

.gm-emi-results__label {
    font-size: 12px;
    font-weight: 600;
    color: var(--body-text);
}

.gm-emi-results__value {
    margin-top: 4px;
    font-size: 1.05rem;
    font-weight: 800;
    letter-spacing: -.02em;
    color: var(--dark-text);
}

.gm-emi-chart-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 18px;
}

.gm-emi-chart-head h3 {
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--dark-text);
}

.gm-emi-save {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 14px;
    border-radius: 10px;
    border: 1.5px solid var(--primary-blue);
    background: transparent;
    color: var(--primary-blue);
    font: inherit;
    font-size: 13px;
    font-weight: 700;
    cursor: pointer;
    transition: background .2s var(--ease), color .2s var(--ease);
}

.gm-emi-save svg {
    width: 15px;
    height: 15px;
}

.gm-emi-save:hover {
    background: var(--primary-blue);
    color: #fff;
}

.gm-emi-charts {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
}

.gm-emi-chart-wrap {
    position: relative;
    height: 240px;
}

.gm-emi-table-wrap {
    max-height: 280px;
    overflow: auto;
    margin-top: 18px;
    border: 1px solid #E8F0FA;
    border-radius: 12px;
}

.gm-emi-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 13px;
}

.gm-emi-table th,
.gm-emi-table td {
    padding: 10px 12px;
    text-align: left;
    white-space: nowrap;
}

.gm-emi-table thead th {
    position: sticky;
    top: 0;
    background: #F7FAFF;
    color: var(--body-text);
    font-weight: 700;
    border-bottom: 1px solid #E8F0FA;
}

.gm-emi-table tbody td {
    color: var(--dark-text);
    border-bottom: 1px solid #EEF3FA;
}

.gm-emi-table tbody tr:nth-child(even) td {
    background: #FAFCFF;
}

.gm-emi-tip {
    position: relative;
    z-index: 1;
    width: min(100%, 720px);
    margin: 18px auto 0;
    padding: 0 24px;
    font-size: 13px;
    color: var(--body-text);
    text-align: center;
}

@media (max-width: 980px) {
    .gm-emi__layout,
    .gm-emi-charts,
    .gm-emi-results {
        grid-template-columns: 1fr;
    }

    .gm-emi-chart-wrap {
        height: 220px;
    }
}

@media (max-width: 600px) {
    .gm-emi-card {
        padding: 20px 16px;
        border-radius: 18px;
    }

    .gm-emi-chart-head {
        flex-direction: column;
        align-items: flex-start;
    }
}


/* ========================= REDUCED MOTION ============================== */

@media (prefers-reduced-motion: reduce) {

    html {
        scroll-behavior: auto;
    }

    *,
    *::before,
    *::after {
        animation-duration: .001ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .001ms !important;
    }

    [data-reveal] {
        opacity: 1;
        transform: none;
    }

    .psc-hero__card {
        animation: none;
    }

    .pl-hero__model {
        animation: none;
    }

    .pl-hero__badge {
        animation: none;
    }

    .contact-visual__img {
        animation: none;
    }
}